Icd cobalt xt dr MRI is1 df1 at SAN JOAQUIN COMMUNITY HOSPITAL

3001 Sillect Avenue Bakersfield CA 93308|3001 Sillect Avenue, Bakersfield, CA · Adventisthealth · · NPI 1538157508

Source: hospital's published price file ↗ · Published Jul 29, 2026 · Ingested Sep 16, 2026

$29,399.85

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$195,999.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$11,701.00 with BLUE CROSS EXCHANGE vs $80,273.40 with HEALTHNET MCAL — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BLUE CROSS EXCHANGE BLUE CROSS EXCHANGE $11,701.00 ↓ -60%
BLUE CROSS NON-MCS - ALL OTHER PLANS BLUE CROSS NON-MCS - ALL OTHER PLANS $13,001.00 ↓ -56%
BLUE CROSS MCS BLUE CROSS MCS $15,602.00 ↓ -47%
BC MEDI-CAL BC MEDI-CAL $16,850.00 ↓ -43%
UHC HMO UHC HMO $18,272.14 ↓ -38%
UHC JLL CSP UHC JLL CSP $20,361.54 ↓ -31%
UHC ALL PAYER - ALL OTHER PLANS UHC ALL PAYER - ALL OTHER PLANS $21,433.20 ↓ -27%
BLUE SHIELD EPN BLUE SHIELD EPN $21,972.40 ↓ -25%
BLUE SHIELD HMO/POS - ALL OTHER PLANS BLUE SHIELD HMO/POS - ALL OTHER PLANS $24,398.80 ↓ -17%
BLUE SHIELD EPO/PPO BLUE SHIELD EPO/PPO $24,398.80 ↓ -17%
KERN HEALTH SYSTEMS MCAL KERN HEALTH SYSTEMS MCAL $27,634.00 ↓ -6%
GEM CARE- ALL PLANS GEM CARE- ALL PLANS $30,330.00 ↑ +3%
HEALTHNET HMO/POS/PPO/EPO - ALL OTHER PLANS HEALTHNET HMO/POS/PPO/EPO - ALL OTHER PLANS $30,815.28 ↑ +5%
HERITAGE/HPN COMM HERITAGE/HPN COMM $31,880.20 ↑ +8%
AETNA- ALL PLANS AETNA- ALL PLANS $32,689.00 ↑ +11%
KERN LEGACY HP EPO - ALL OTHER PLANS KERN LEGACY HP EPO - ALL OTHER PLANS $33,700.00 ↑ +15%
KERN LEGACY SHARE SELECT KERN LEGACY SHARE SELECT $33,700.00 ↑ +15%
COUNTY OF KERN - ALL PLANS COUNTY OF KERN - ALL PLANS $33,700.00 ↑ +15%
WESTERN GROWERS/PINNACLE- ALL PLANS WESTERN GROWERS/PINNACLE- ALL PLANS $34,643.60 ↑ +18%
CIGNA- ALL OTHER PLANS CIGNA- ALL OTHER PLANS $39,563.80 ↑ +35%
CIGNA HMO/OPEN ACCESS CIGNA HMO/OPEN ACCESS $39,563.80 ↑ +35%
FIRST HEALTH/COVENTRY IP/OP ONLY- ALL PLANS FIRST HEALTH/COVENTRY IP/OP ONLY- ALL PLANS $40,440.00 ↑ +38%
PHCS IP/OP ONLY-ALL PLANS PHCS IP/OP ONLY-ALL PLANS $43,810.00 ↑ +49%
INTERPLAN IP/OP ONLY-ALL PLANS INTERPLAN IP/OP ONLY-ALL PLANS $47,180.00 ↑ +60%
INTEGRATED HEALTH PLAN IP/OP ONLY-ALL PLANS INTEGRATED HEALTH PLAN IP/OP ONLY-ALL PLANS $53,920.00 ↑ +83%
AFFILIATED HEALTH FUNDS IP/OP ONLY-ALL PLANS AFFILIATED HEALTH FUNDS IP/OP ONLY-ALL PLANS $53,920.00 ↑ +83%
THREE RIVERS PROVIDER NETWORK IP/OP ONLY-ALL PLANS THREE RIVERS PROVIDER NETWORK IP/OP ONLY-ALL PLANS $53,920.00 ↑ +83%
BEECH STREET IP/OP ONLY- ALL PLANS BEECH STREET IP/OP ONLY- ALL PLANS $57,290.00 ↑ +95%
GALAXY HEALTH NETWORK IP/OP ONLY- ALL PLANS GALAXY HEALTH NETWORK IP/OP ONLY- ALL PLANS $60,660.00 ↑ +106%
KAISER MCAL IP/OP ONLY KAISER MCAL IP/OP ONLY $67,400.00 ↑ +129%
MEDI-CAL MEDI-CAL $67,400.00 ↑ +129%
HEALTHNET MCAL HEALTHNET MCAL $80,273.40 ↑ +173%

Visitor-reported prices

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Icd cobalt xt dr MRI is1 df1 at other California hospitals

Hospital City Cash price Negotiated range
Mercy Hospitals – Bakersfield Bakersfield $38,266.80 $8,575.00 – $30,870.00
Bakersfield Memorial Hospital Bakersfield $41,639.82 $8,575.00 – $33,271.00
Fresno Medical Center FRESNO $48,300.00 not published
St. John's Camarillo Hospital Camarillo $54,116.66 $7,408.80 – $24,078.60
Antioch Medical Center ANTIOCH $48,300.00 not published
Redwood City Medical Center Redwood City $48,300.00 not published
Santa Clara Medical Center SANTA CLARA $48,300.00 not published
Baldwin Park Medical Center BALDWIN PARK $26,520.00 not published

All California hospitals for this procedure →