ER Visit (level 1, minor) at MEDICAL CITY ALLIANCE HOSPITAL
727 W BAILEY BOSWELL RD, SAGINAW, TX · Medicalcityhealthcare · · NPI 1871911016
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$51.36 with Cook Childrens Health Plan vs $1,478.97 with National Healthcare Solutions — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Cook Childrens Health Plan | CHIP | $51.36 | — |
| Parkland Community Health Plan | MCD | $51.36 | — |
| Cook Childrens Health Plan | STAR | $51.36 | — |
| Humana | MGMCD | $64.20 | — |
| Aetna Better Health | MCD | $77.04 | — |
| Aetna Better Health | CHIP | $77.04 | — |
| Superior Health Plan | MGMCRSNP | $110.30 | — |
| Superior Health Plan | MGMCRPPO | $110.30 | — |
| Superior Health Plan | MGMCRDualEligible | $110.30 | — |
| Superior Health Plan | MGMCRPFFS | $110.30 | — |
| Superior Health Plan | MGMCRPOS | $110.30 | — |
| Superior Health Plan | MGMCRHMO | $110.30 | — |
| Molina | STAR+PLUS | $140.00 | — |
| Molina | CHIP | $140.00 | — |
| Molina | STARKIDS | $140.00 | — |
| Molina | MCDSTAR | $140.00 | — |
| Cigna | IFP | $199.66 | — |
| Cigna Healthspring | MGMCD | $200.00 | — |
| Cigna | QHP | $207.06 | — |
| Aetna | QHPHIX | $260.00 | — |
| United | NarrowNetworkIndivExchange | $295.00 | — |
| Oscar | HIX | $300.00 | — |
| United | OptionsPPO | $335.73 | — |
| Healthcare Highways | NarrowNetwork | $354.00 | — |
| Aetna | NewBusiness | $354.00 | — |
| Evry Health | COMM | $362.00 | — |
| Amerigroup | CHIP | $363.00 | — |
| Amerigroup | MGMCD | $363.00 | — |
| United | SmallGroup | $375.00 | — |
| Aetna | Meritain | $380.00 | — |
| Aetna | COMM | $380.00 | — |
| BCBS | BluePremier | $408.00 | — |
| Aetna | OON | $445.00 | — |
| BCBS | BlueAdvantageHMO | $488.00 | — |
| BCBS | MyBlueHealth | $488.00 | — |
| Healthcare Highways | CityofPlano | $499.89 | — |
| United | AllPayerAppendix | $525.00 | — |
| Curative Administrators | COMM | $575.00 | — |
| BCBS | BlueEssentials | $626.00 | — |
| BCBS | BlueEssentialsAccess | $626.00 | — |
| Humana | COMM | $634.00 | — |
| BCBS | Traditional | $656.66 | — |
| BCBS | EPOSOA | $658.00 | — |
| BCBS | PPO | $688.00 | — |
| Aetna | ASA | $779.42 | — |
| Cigna | LocalPlus | $791.00 | — |
| Cigna | NewBusiness | $792.00 | — |
| Cigna | HMO | $884.00 | — |
| Cigna | NetworkBenefit | $884.00 | — |
| Cigna | OpenAccessPlus | $884.00 | — |
| Aetna Coventry First Health | COMM | $1,075.21 | — |
| HealthSmart Preferred Care | PPO | $1,109.23 | — |
| Cigna | AllOther | $1,118.00 | — |
| Independent Medical Systems | COMM | $1,478.97 | — |
| National Healthcare Solutions | COMM | $1,478.97 | — |
| United | STARPLUS | not published by hospital | — |
| Multiplan PHCS | PrimaryNetwork | not published by hospital | — |
| United | CHIP | not published by hospital | — |
| United | STARPerinate | not published by hospital | — |
| United | STAR | not published by hospital | — |
| United | STARKids | not published by hospital | — |
Visitor-reported prices
Comments
ER Visit (level 1, minor) at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Adventhealth Rollins Brook | Lampasas | $409.49 | $268.04 – $268.04 |
| BAYLOR UNIVERSITY MEDICAL CENTER | Dallas | $286.94 | $80.47 – $6,299.00 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM | Brenham | $312.33 | $64.29 – $859.00 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA | Suite 110 | $333.31 | $66.66 – $859.00 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL | Frisco | $286.94 | $76.52 – $859.00 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION | College Station | $312.33 | $80.47 – $859.00 |
| BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL | Temple | $312.33 | $161.37 – $600.00 |
| BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK | Cedar Park | $333.31 | $80.47 – $600.00 |