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ER Visit (level 1, minor) at BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL

12505 Lebanon Road, Frisco, TX · Baylor Scott & White Health · · NPI 1801826839

Source: hospital's published price file ↗ · Published Jun 29, 2026 · Ingested Aug 12, 2026

$286.94

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$478.23

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$76.52 with WellPoint (fka Amerigroup) vs $859.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
WellPoint (fka Amerigroup) CHIP/Medicaid $76.52 ↓ -73%
Superior Health Plan Medicaid $76.52 ↓ -73%
Baylor Scott & White Health Plan Medicare Advantage $80.47 ↓ -72%
United Healthcare Medicaid/CHIP $81.87 ↓ -71%
CORVEL Worker's Compensation $82.17 ↓ -71%
Humana Medicare $84.71 ↓ -70%
TriWest Community Care Network $84.71 ↓ -70%
WellPoint (fka Amerigroup) Medicare $87.25 ↓ -70%
Blue Cross Blue Shield Medicare Advantage $88.95 ↓ -69%
ProCare Advantage Medicare Advantage $88.95 ↓ -69%
Molina Medicare Advantage $88.95 ↓ -69%
HealthSpring Medicare Advantage $88.95 ↓ -69%
American Health Plan Medicare Advantage $88.95 ↓ -69%
Superior Health Plan Medicare $88.95 ↓ -69%
United Healthcare Medicare Advantage $94.88 ↓ -67%
Baylor Scott & White Health Plan BSW Premier - Small Group $101.65 ↓ -65%
Baylor Scott & White Health Plan BSW Premier - Individual $106.31 ↓ -63%
Prime Health Services Worker's Compensation $106.82 ↓ -63%
Sedgwick Preferred Network $126.64 ↓ -56%
Baylor Scott & White Health Plan BSW Plus - Small Group $139.77 ↓ -51%
Superior Ambetter Ambetter Exchange $182.13 ↓ -37%
Blue Cross Blue Shield Blue Advantage $192.00 ↓ -33%
Employers Health Network BSWQA Direct/EHN Rental $224.77 ↓ -22%
Baylor Scott & White Health Plan BSW Premier - Large Group/BSW Premier Direct to Employer (Rate 1)/BSWH Employee $232.39 ↓ -19%
Employers Health Network EHN Network $263.03 ↓ -8%
QuikTrip Employee Benefit Plan $263.03 ↓ -8%
Blue Cross Blue Shield Blue Premier/High Performance Network/My BlueHealth $272.00 ↓ -5%
Baylor Scott & White Health Plan BSW Plus - Large Group/BSW Premier Direct to Employer (Rate 2) $273.40 ↓ -5%
University of Mary Hardin-Baylor Commercial $274.00 ↓ -5%
Curative Commercial $310.85 ↑ +8%
Humana Commercial PPO $334.76 ↑ +17%
First Health PPO $334.76 ↑ +17%
HealthSmart Preferred Network $358.67 ↑ +25%
Private Health Care System PHCS Network $358.67 ↑ +25%
HealthSmart Accel Network $358.67 ↑ +25%
Blue Cross Blue Shield City of Dallas $365.00 ↑ +27%
Blue Cross Blue Shield Blue Essentials (HMO) $386.00 ↑ +35%
Blue Cross Blue Shield BlueChoice (PPO) $406.00 ↑ +41%
Mark Cuban Commercial $600.00 ↑ +109%
Aetna Commercial $859.00 ↑ +199%
United Healthcare Commercial Broad not published by hospital
United Healthcare Nexus not published by hospital
Cigna Local Plus not published by hospital
United Healthcare Charter not published by hospital
Cigna HMO/PPO not published by hospital
Imagine Health Commercial not published by hospital

Visitor-reported prices

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ER Visit (level 1, minor) at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - FRISCO AT PGA PARKWAY Frisco $286.94 $80.47 – $358.67
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $286.94 $80.47 – $6,299.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $312.33 $64.29 – $859.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $333.31 $66.66 – $859.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $312.33 $80.47 – $859.00
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $312.33 $161.37 – $600.00
BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH Fort Worth $286.94 $76.52 – $600.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - GRAPEVINE Grapevine $286.94 $71.73 – $600.00

All Texas hospitals for this procedure →