healthcosts.net
ER Visit (level 1, minor) at BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL
546 N. Kegley Rd., Temple, TX · Baylor Scott & White Health · · NPI 1013085083
$312.33
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$520.55
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$161.37 with Superior Health Plan vs $600.00 with Mark Cuban — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Superior Health Plan | Medicaid | $161.37 | ↓ -48% |
| MidCoast | Commercial | $286.30 | ↓ -8% |
| Blue Cross Blue Shield | Blue Advantage | $291.51 | ↓ -7% |
| Blue Cross Blue Shield | Blue Premier/High Performance Network/My BlueHealth | $291.51 | ↓ -7% |
| Independent Medical System | Commercial PPO | $312.33 | ↑ +0% |
| Cigna | Local Plus/Market Solutions | $333.15 | ↑ +7% |
| Blue Cross Blue Shield | Blue Essentials (HMO) | $338.36 | ↑ +8% |
| Curative | Commercial | $338.36 | ↑ +8% |
| Blue Cross Blue Shield | BlueChoice (PPO) | $353.97 | ↑ +13% |
| First Health | PPO | $364.38 | ↑ +17% |
| Humana | Commercial PPO | $364.38 | ↑ +17% |
| Imagine Health | Commercial | $374.80 | ↑ +20% |
| Aetna | Commercial | $390.41 | ↑ +25% |
| Cigna | HMO/PPO | $390.41 | ↑ +25% |
| HealthSmart | Accel Network | $390.41 | ↑ +25% |
| HealthSmart | Preferred Network | $390.41 | ↑ +25% |
| University of Mary Hardin-Baylor | Commercial | $390.41 | ↑ +25% |
| Three Rivers | Three Rivers Provider Network | $468.50 | ↑ +50% |
| Mark Cuban | Commercial | $600.00 | ↑ +92% |
| United Healthcare | Commercial | not published by hospital | — |
Visitor-reported prices
Comments
ER Visit (level 1, minor) at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| BAYLOR SCOTT & WHITE MCLANE CHILDREN'S MEDICAL CENTER | Temple | $312.33 | $78.08 – $859.00 |
| BAYLOR UNIVERSITY MEDICAL CENTER | Dallas | $286.94 | $80.47 – $6,299.00 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM | Brenham | $312.33 | $64.29 – $859.00 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA | Suite 110 | $333.31 | $66.66 – $859.00 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL | Frisco | $286.94 | $76.52 – $859.00 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION | College Station | $312.33 | $80.47 – $859.00 |
| BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH | Fort Worth | $286.94 | $76.52 – $600.00 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - GRAPEVINE | Grapevine | $286.94 | $71.73 – $600.00 |