Rsv assay w/optic at NORTHCREST MEDICAL CENTER

100 NORTHCREST DRIVE, SPRINGFIELD, TN · Tristarhealth · · NPI 1093397184

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$5.89 with Wellpoint vs $52.40 with Humana — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Wellpoint MGMCD $5.89
Aetna NewBusiness $10.42
Aetna COMM $10.42
Humana ChoicecareMGMCR $13.10
Alive Hospice MCR $13.10
Wellcare MCR $13.10
Devoted Health Plan MCR $13.10
Molina MCD $13.10
United AllPayerAppendix $13.10
United CorePayer $13.10
United HeritageSelect $13.10
United MASNP $13.10
Amerigroup MGMCR $13.10
Bright Health HIX $13.10
Bright Health SmallGroup $13.10
Healthspring DualEligible $13.10
Healthspring MCRHMO $13.10
Healthspring MCRPOS $13.10
Healthspring MCRPPO $13.10
Aetna MGMCRPPO $13.23
Aetna MGMCRHMO $13.23
Aetna MGMCRSNP $13.23
United MGMCR $13.36
Zing MGMCR $13.49
Ambetter Select $13.62
BCBS MCR $13.62
American Health Advantage MCRSNP $13.76
American Health Advantage MCRPFFS $13.76
Evergreen HMO MCR $13.76
American Health Advantage MCRHMO $13.76
American Health Advantage MCRPOS $13.76
American Health Advantage MCRPPO $13.76
Ambetter CORE $14.15
ATRIO Golden Times MCR $14.41
Bright Health MCRNarrow $15.06
BCBS NetworkP $15.62
Wellcare MGMCD $17.29
Wellcare CHIP $17.29
Prime Health WORKERSCOMP $18.86
NovaNET WORKERSCOMP $19.26
Cigna NewBusiness $23.06
Cigna OAP $26.19
Oscar HIX $39.30
Humana HumanaChoiceCare $52.40
Humana HumanaChoice $52.40
Humana BroadNetwork $52.40
Humana NarrowExchangeNetwork $52.40

Visitor-reported prices

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Rsv assay w/optic at other Tennessee hospitals

Hospital City Cash price Negotiated range
CHI Memorial Hospital Hixson Hixson $23.39 $10.65 – $55.30
62-1166050 BMH Carroll County Huntingdon $39.56 $11.40 – $26.20
CHI Memorial Hospital Chattanooga Chattanooga $33.42 $10.65 – $55.30
Johnson City Medical Center JOHNSON CITY $20.55 $6.55 – $28.56
Ascension Saint Thomas Rutherford Murfreesboro $46.32 $11.79 – $46.28
Hancock County Hospital SNEEDVILLE $20.01 $8.50 – $28.87
Greeneville Community Hospital GREENEVILLE $20.55 $5.90 – $28.56
Bristol Regional Medical Center BRISTOL $20.55 $6.55 – $31.44

All Tennessee hospitals for this procedure →