Rsv assay w/optic at CHI Memorial Hospital Hixson

2051 Hamill Road, Hixson, TN · CommonSpirit Health · · NPI 1083778633

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$23.39

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$79.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$10.65 with United vs $55.30 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicaid|TennCare $10.65 ↓ -54%
United Commercial|Non-Options $13.10 ↓ -44%
United Commercial|Options $13.10 ↓ -44%
BCBS - ND Medicare|All Plans $13.62 ↓ -42%
Cigna Medicare|Healthspring $13.76 ↓ -41%
Humana Medicare|HMO $13.89 ↓ -41%
Amerigroup Medicare|All Plans $14.02 ↓ -40%
Humana Medicare|All Other Plans $14.41 ↓ -38%
Humana Medicare|PPO $14.41 ↓ -38%
Peach State Medicaid|All Plans $15.08 ↓ -36%
Amerigroup Medicaid|All Plans $15.08 ↓ -36%
BCBS - TN Medicaid|BlueCare $19.36 ↓ -17%
Employers Health Network Commercial|All Plans $19.65 ↓ -16%
Centene Commercial|Ambetter Exchange $24.63 ↑ +5%
Cigna Commercial|LocalPlus $26.35 ↑ +13%
BCBS - TN Commercial|Network S $27.49 ↑ +18%
Cigna Commercial|Open Access $29.35 ↑ +25%
BCBS - TN Commercial|Network P $34.68 ↑ +48%
Aetna Commercial|Non-Gatekeeper $55.30 ↑ +136%
Aetna Commercial|Gatekeeper $55.30 ↑ +136%

Visitor-reported prices

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Rsv assay w/optic at other Tennessee hospitals

Hospital City Cash price Negotiated range
CHI Memorial Hospital Chattanooga Chattanooga $33.42 $10.65 – $55.30
Ascension Saint Thomas Rutherford Murfreesboro $46.32 $11.79 – $46.28
Ascension Saint Thomas Midtown Nashville not published $4.72 – $46.28
Ascension Saint Thomas DeKalb Smithville not published $8.42 – $46.28
Ascension Saint Thomas Highlands Sparta not published $8.42 – $46.28
Ascension Saint Thomas River Park McMinnville not published $8.42 – $46.28
Ascension Saint Thomas Hickman Centerville not published $11.79 – $46.28

All Tennessee hospitals for this procedure →