Rsv assay w/optic at CENTENNIAL MEDICAL CENTER AT ASHLAND CITY

313 NORTH MAIN STREET, Ashland City, TN · Tristarhealth · · NPI 1265487193

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

$953.02

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$953.02

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$5.89 with Wellpoint vs $2,000.00 with BCBS — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Wellpoint MGMCD $5.89 ↓ -99%
Aetna NewBusiness $10.42 ↓ -99%
Aetna COMM $10.42 ↓ -99%
BCBS TENNCARE $13.01 ↓ -99%
Bright Health HIX $13.10 ↓ -99%
Sarah Cannon Research COMM $13.10 ↓ -99%
Humana ChoicecareMGMCR $13.10 ↓ -99%
United AllPayerAppendix $13.10 ↓ -99%
United CorePayer $13.10 ↓ -99%
United HeritageSelect $13.10 ↓ -99%
Bright Health SmallGroup $13.10 ↓ -99%
WellCare MCR $13.49 ↓ -99%
Zing MGMCR $13.49 ↓ -99%
Ambetter Select $13.62 ↓ -99%
Devoted Health Plan MCR $13.76 ↓ -99%
American Health Advantage MCRPOS $13.76 ↓ -99%
American Health Advantage MCRHMO $13.76 ↓ -99%
Healthspring MCRHMOTMN $13.76 ↓ -99%
Evergreen HMO MCR $13.76 ↓ -99%
American Health Advantage MCRPPO $13.76 ↓ -99%
United VACCN $13.76 ↓ -99%
American Health Advantage MCRPFFS $13.76 ↓ -99%
American Health Advantage MCRSNP $13.76 ↓ -99%
Healthspring MCRPPO $13.76 ↓ -99%
Healthspring MCRHMONonTMN $13.76 ↓ -99%
Aetna MGMCRSNP $13.89 ↓ -99%
Aetna MGMCRPPO $13.89 ↓ -99%
Aetna MGMCRHMO $13.89 ↓ -99%
BCBS COVERKIDS $14.05 ↓ -99%
Ambetter CORE $14.15 ↓ -99%
ATRIO Golden Times MCR $14.41 ↓ -98%
Signature Advantage MCR $14.58 ↓ -98%
BCBS NetworkP $15.62 ↓ -98%
Bright Health MCRNarrow $15.82 ↓ -98%
Prime Health WORKERSCOMP $18.86 ↓ -98%
CorVel Corporation WORKERSCOMP $19.26 ↓ -98%
NovaNET WORKERSCOMP $19.26 ↓ -98%
Cigna NewBusiness $23.06 ↓ -98%
Cigna OAP $26.19 ↓ -97%
BCBS BlueCare $37.60 ↓ -96%
Oscar HIX $39.30 ↓ -96%
Humana HumanaChoice $52.40 ↓ -95%
Humana NarrowExchangeNetwork $52.40 ↓ -95%
Humana HumanaChoiceCare $52.40 ↓ -95%
Humana BroadNetwork $52.40 ↓ -95%
Kentucky Labor Cabinet WORKERSCOMP $175.45 ↓ -82%
Pruitt Health (AllyAlign) MCR $181.07 ↓ -81%
Apex Health MCR $181.07 ↓ -81%
NHC Advantage, Inc. MCRHMO $181.07 ↓ -81%
United OptionsPPO $232.54 ↓ -76%
Humana TRICARE $238.25 ↓ -75%
Amerigroup MGMCR $295.44 ↓ -69%
Cigna PPO $297.34 ↓ -69%
United GlobalBenefitPlan $428.86 ↓ -55%
Aetna NAP $476.51 ↓ -50%
BGFH SingleSource DIRECTNETWORK $476.51 ↓ -50%
Multiplan COMM $524.16 ↓ -45%
Southern Health Partners Prison $571.81 ↓ -40%
Employers Health Network COMM $667.11 ↓ -30%
Odom's TN Pride Sausage WORKERSCOMP $714.76 ↓ -25%
BGFH SingleSource LEASEDNETWORK $810.07 ↓ -15%
Beech Street COMM $876.78 ↓ -8%
BCBS MCR $2,000.00 ↑ +110%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Rsv assay w/optic at other Tennessee hospitals

Hospital City Cash price Negotiated range
CHI Memorial Hospital Hixson Hixson $23.39 $10.65 – $55.30
62-1166050 BMH Carroll County Huntingdon $39.56 $11.40 – $26.20
CHI Memorial Hospital Chattanooga Chattanooga $33.42 $10.65 – $55.30
Johnson City Medical Center JOHNSON CITY $20.55 $6.55 – $28.56
Ascension Saint Thomas Rutherford Murfreesboro $46.32 $11.79 – $46.28
Hancock County Hospital SNEEDVILLE $20.01 $8.50 – $28.87
Greeneville Community Hospital GREENEVILLE $20.55 $5.90 – $28.56
Bristol Regional Medical Center BRISTOL $20.55 $6.55 – $31.44

All Tennessee hospitals for this procedure →