Strapping of knee at UPMC Memorial

1701 Innovation Drive, York, PA · UPMC · · NPI 1063945707

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$411.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$686.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$32.38 with Highmark Wholecare (prev Gateway) vs $1,310.40 with Capital Blue Cross — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Highmark Wholecare (prev Gateway) Medicaid $32.38 ↓ -92%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $32.38 ↓ -92%
UPMC Health Plan Managed Medicaid $33.15 ↓ -92%
United Healthcare Community Plan for Families PA Medicaid $33.41 ↓ -92%
Health Partners Plans (Jefferson Health Plan) Medicaid/CHIP $34.73 ↓ -92%
Geisinger Medicaid/CHIP $37.14 ↓ -91%
UPMC Work Partners Workers Comp $92.82 ↓ -77%
Highmark BCBS of PA Medicare $106.05 ↓ -74%
Prime Net Managed Medicare $113.19 ↓ -73%
Aetna Medicare $128.91 ↓ -69%
Cigna Medicare $129.78 ↓ -68%
Geisinger Medicare $129.78 ↓ -68%
United Healthcare Medicare $132.25 ↓ -68%
Keystone Health Plan Medicare Advantage $137.20 ↓ -67%
Capital Blue Cross Medicare Advantage $137.20 ↓ -67%
Keystone Autism Services ACAP $197.76 ↓ -52%
Prime Net ACO/Legacy Commercial $281.26 ↓ -32%
Aetna ACO $283.32 ↓ -31%
Prime Net GateKeeper/NonGateKeeper $327.22 ↓ -21%
Aetna Commercial $329.28 ↓ -20%
UPMC Health Plan CHIP $400.06 ↓ -3%
Highmark BCBS of PA Medicaid $409.41 ↓ -1%
Highmark BCBS of PA Commercial $435.59 ↑ +6%
Geisinger Commercial $449.19 ↑ +9%
Wellspan Population Health Commercial $480.20 ↑ +17%
UPMC Health Plan Commercial $480.20 ↑ +17%
Prime Net FH-Medical Rental $511.07 ↑ +24%
Cigna Commercial $535.08 ↑ +30%
Multiplan PPO (Includes PHCS and Humana as Payers) $583.10 ↑ +42%
Keystone Health Plan Commercial $1,310.40 ↑ +218%
Capital Blue Cross Commercial $1,310.40 ↑ +218%
Capital Blue Cross CHIP $1,310.40 ↑ +218%
United Healthcare Commercial not published by hospital —
Tricare East Region not published by hospital —

Visitor-reported prices

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Strapping of knee at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Carlisle Carlisle $411.60 $32.38 – $583.10
UPMC Cole Coudersport $307.80 $19.34 – $143.64
UPMC Community Osteopathic Harrisburg $411.60 $32.38 – $583.10
UPMC Hanover Hanover $411.60 $32.38 – $197.02
UPMC Kane Kane $249.00 $28.05 – $125.21
UPMC Lititz Lititz $411.60 $32.38 – $198.08
UPMC Muncy Muncy $243.60 $28.05 – $97.62
UPMC Passavant-McCandless Pittsburgh $764.40 $28.05 – $135.18

All Pennsylvania hospitals for this procedure →