Strapping of knee at UPMC Cole
1001 East Second Street, Coudersport, PA · UPMC · · NPI 110485184
$307.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$513.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$19.34 with BCBS of Western NY vs $400.06 with UPMC Health Plan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| BCBS of Western NY | Medicare Advantage | $19.34 | ↓ -94% |
| Aetna | CHIP/Medicaid | $26.77 | ↓ -91% |
| Highmark BCBS of PA | Community Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage/Together Blue Medicare Advantage | $34.10 | ↓ -89% |
| AmeriHealth Caritas | Medicare | $34.44 | ↓ -89% |
| UPMC Health Plan | Managed Medicare | $34.44 | ↓ -89% |
| Humana | Medicare | $34.78 | ↓ -89% |
| AmeriHealth Caritas | Medicaid | $35.30 | ↓ -89% |
| AmeriHealth Caritas | Community HealthChoices (CHC) | $35.30 | ↓ -89% |
| Geisinger | Medicaid | $35.44 | ↓ -88% |
| UPMC Health Plan | Managed Medicaid | $35.67 | ↓ -88% |
| Cigna | Medicare | $36.16 | ↓ -88% |
| PA Health & Wellness | Medicare Advantage (Allwell by Wellcare) | $37.20 | ↓ -88% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP | $37.20 | ↓ -88% |
| Aetna | Medicare | $37.52 | ↓ -88% |
| Health Partners Plans (Jefferson Health Plan) | Medicaid/CHIP | $38.45 | ↓ -88% |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $43.46 | ↓ -86% |
| Highmark Wholecare (prev Gateway) | Medicaid | $49.20 | ↓ -84% |
| UPMC Health Plan | Commercial | $86.10 | ↓ -72% |
| UPMC Work Partners | Workers Comp | $87.63 | ↓ -72% |
| Geisinger | Commercial | $92.25 | ↓ -70% |
| InterGroup | PPO | $98.40 | ↓ -68% |
| Multiplan | PPO/Auto | $98.40 | ↓ -68% |
| Multiplan | Worker's Compensation | $98.40 | ↓ -68% |
| Humana | Commercial | $98.40 | ↓ -68% |
| Galaxy Health Plan | Commercial | $98.40 | ↓ -68% |
| Aetna | Commercial | $100.86 | ↓ -67% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity | $131.71 | ↓ -57% |
| Highmark BCBS of PA | Managed Care - Social Mission | $131.71 | ↓ -57% |
| United Healthcare | Medicare | $143.64 | ↓ -53% |
| Highmark BCBS of PA | Commercial - Indemnity | $160.38 | ↓ -48% |
| Highmark BCBS of PA | Managed Care | $160.38 | ↓ -48% |
| UPMC Health Plan | CHIP | $400.06 | ↑ +30% |
| United Healthcare | Commercial | not published by hospital | — |
Visitor-reported prices
Comments
Strapping of knee at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Carlisle | Carlisle | $411.60 | $32.38 – $583.10 |
| UPMC Community Osteopathic | Harrisburg | $411.60 | $32.38 – $583.10 |
| UPMC Hanover | Hanover | $411.60 | $32.38 – $197.02 |
| UPMC Kane | Kane | $249.00 | $28.05 – $125.21 |
| UPMC Lititz | Lititz | $411.60 | $32.38 – $198.08 |
| UPMC Memorial | York | $411.60 | $32.38 – $197.76 |
| UPMC Muncy | Muncy | $243.60 | $28.05 – $97.62 |
| UPMC Passavant-McCandless | Pittsburgh | $764.40 | $28.05 – $135.18 |