Strapping of knee at UPMC Kane

4372 Route 6, Kane, PA · UPMC · · NPI 146763537

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$249.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$415.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$28.05 with Aetna vs $9,342.48 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna CHIP/Medicaid $28.05 ↓ -89%
UPMC Health Plan Managed Medicaid $28.05 ↓ -89%
United Healthcare Community Plan for Families Unison Kids $29.32 ↓ -88%
Geisinger Medicaid/CHIP $35.44 ↓ -86%
Highmark Wholecare (prev Gateway) Medicaid $37.82 ↓ -85%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $39.81 ↓ -84%
PA Health & Wellness Community Health Choices/PA Medicaid HMO $43.46 ↓ -83%
UPMC Work Partners Workers Comp $87.63 ↓ -65%
Focus Healthcare Workers Compensation $96.81 ↓ -61%
Highmark BCBS of PA Commercial - Social Mission Indemnity $125.21 ↓ -50%
Highmark BCBS of PA Managed Care - Social Mission $125.21 ↓ -50%
Highmark BCBS of PA Managed Care $153.36 ↓ -38%
Highmark BCBS of PA Commercial - Indemnity $153.36 ↓ -38%
Highmark BCBS of PA Together Blue Medicare Advantage $153.55 ↓ -38%
Highmark BCBS of PA Community Blue Medicare Advantage/Complete Blue Medicare Advantage $153.55 ↓ -38%
Highmark BCBS of PA Freedom Blue Medicare Advantage $153.55 ↓ -38%
Highmark BCBS of PA Security Blue Medicare Advantage $153.55 ↓ -38%
UPMC Health Plan Managed Medicare $153.55 ↓ -38%
Highmark Wholecare (prev Gateway) Medicare $157.91 ↓ -37%
Aetna of PA Medicare $159.69 ↓ -36%
United Healthcare Unison Advantage Non Special Needs $161.23 ↓ -35%
AmeriHealth Caritas Medicare $165.83 ↓ -33%
United Healthcare Unison Advantage Special Needs $168.91 ↓ -32%
UPMC Health Plan Partners/Select $181.19 ↓ -27%
United Healthcare Commercial $203.31 ↓ -18%
Horizon Health Plan Commercial $290.50 ↑ +17%
Cigna Commercial $290.50 ↑ +17%
UPMC Health Plan Commercial $294.60 ↑ +18%
Multiplan Auto/PPO/Worker's Compensation $311.25 ↑ +25%
Health Coalition Partners PPO $332.00 ↑ +33%
InterGroup Commercial $332.00 ↑ +33%
Focus Healthcare Disability/PPO/Auto $394.25 ↑ +58%
UPMC Health Plan CHIP $400.06 ↑ +61%
Cigna Medicare $9,342.48 ↑ +3652%
US Family Health Plan Tricare Prime not published by hospital —

Visitor-reported prices

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Strapping of knee at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Carlisle Carlisle $411.60 $32.38 – $583.10
UPMC Cole Coudersport $307.80 $19.34 – $143.64
UPMC Community Osteopathic Harrisburg $411.60 $32.38 – $583.10
UPMC Hanover Hanover $411.60 $32.38 – $197.02
UPMC Lititz Lititz $411.60 $32.38 – $198.08
UPMC Memorial York $411.60 $32.38 – $197.76
UPMC Muncy Muncy $243.60 $28.05 – $97.62
UPMC Passavant-McCandless Pittsburgh $764.40 $28.05 – $135.18

All Pennsylvania hospitals for this procedure →