healthcosts.net
Sodium chloride 0.9 % IV bolus at UPMC Wellsboro
32-36 Central Ave, Wellsboro, PA · UPMC · · NPI 1427501766
$32.40
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$42.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$0.65 with AmeriHealth Caritas vs $14.25 with Multiplan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $0.65 | ↓ -98% |
| Geisinger | CHIP | $0.65 | ↓ -98% |
| Geisinger | Medicaid/CHIP | $0.65 | ↓ -98% |
| Highmark Wholecare (prev Gateway) | Medicaid | $0.65 | ↓ -98% |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $0.65 | ↓ -98% |
| UPMC Health Plan | CHIP | $0.71 | ↓ -98% |
| UPMC Health Plan | Managed Medicaid | $0.71 | ↓ -98% |
| Aetna | Medicare | $2.70 | ↓ -92% |
| Highmark BCBS of PA | Medicare | $3.00 | ↓ -91% |
| Highmark Wholecare (prev Gateway) | Medicare | $3.00 | ↓ -91% |
| UPMC Health Plan | Managed Medicare | $3.06 | ↓ -91% |
| Cigna | Medicare | $3.15 | ↓ -90% |
| United Healthcare | Medicare | $3.21 | ↓ -90% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $3.24 | ↓ -90% |
| UPMC Work Partners | Workers Comp | $5.67 | ↓ -83% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity | $6.44 | ↓ -80% |
| UPMC Health Plan | Commercial | $6.54 | ↓ -80% |
| Highmark BCBS of PA | Commercial | $7.59 | ↓ -77% |
| Wirerope Works | Commercial | $8.34 | ↓ -74% |
| Geisinger | Commercial | $10.05 | ↓ -69% |
| Aetna | PEBTF Custom Network | $11.00 | ↓ -66% |
| Multiplan | Auto | $11.70 | ↓ -64% |
| Multiplan | PPO (Includes PHCS as a Payer) | $11.70 | ↓ -64% |
| United Healthcare | Commercial | $12.75 | ↓ -61% |
| Aetna | Commercial | $12.95 | ↓ -60% |
| America's Choice | PPO | $13.50 | ↓ -58% |
| InterGroup | PPO | $13.50 | ↓ -58% |
| Multiplan | Worker's Compensation | $14.25 | ↓ -56% |
Visitor-reported prices
Comments
Sodium chloride 0.9 % IV bolus at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Mercy | Pittsburgh | $29.80 | $0.03 – $32.40 |
| UPMC Muncy | Muncy | $32.40 | $0.65 – $13.50 |
| UPMC Northwest | Seneca | $52.20 | $0.41 – $30.60 |
| UPMC Passavant-McCandless | Pittsburgh | $76.20 | $0.03 – $38.25 |
| UPMC Presbyterian | Pittsburgh | $76.20 | $0.03 – $13.29 |
| UPMC St. Margaret | Pittsburgh | $78.80 | $0.03 – $22.10 |
| UPMC Western Psychiatric | Pittsburgh | $76.20 | $0.65 – $102.00 |
| UPMC Williamsport | Williamsport | $32.40 | $0.65 – $13.50 |