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Sodium chloride 0.9 % IV bolus at UPMC Northwest
100 Fairfield Drive, Seneca, PA · UPMC · · NPI 1619069440
$52.20
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$65.25
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$0.41 with UPMC Health Plan vs $30.60 with Humana — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UPMC Health Plan | Managed Medicaid | $0.41 | ↓ -99% |
| Geisinger | Medicaid/CHIP | $0.65 | ↓ -99% |
| Highmark Wholecare (prev Gateway) | Medicaid | $0.65 | ↓ -99% |
| PA Health & Wellness | PA Medicaid HMO | $0.65 | ↓ -99% |
| UPMC Health Plan | Commercial | $0.80 | ↓ -98% |
| Aetna | Medicare | $9.00 | ↓ -83% |
| UPMC Work Partners | Workers Comp | $13.00 | ↓ -75% |
| Aetna | EBR ASO | $14.40 | ↓ -72% |
| Cigna | Commercial | $14.40 | ↓ -72% |
| Highmark Wholecare (prev Gateway) | Medicare | $18.00 | ↓ -66% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity/Managed Care - Social Mission | $18.67 | ↓ -64% |
| Aetna | EBR FI | $20.88 | ↓ -60% |
| Aetna | Neighborhood Network | $21.60 | ↓ -59% |
| Aetna | Home Depot Employer Group | $22.21 | ↓ -57% |
| Aetna | NBR ASO/FI | $22.68 | ↓ -57% |
| Cigna | New Business ASO | $22.68 | ↓ -57% |
| Highmark BCBS of PA | Commercial - Indemnity/Managed Care | $23.00 | ↓ -56% |
| InterGroup | PPO | $23.40 | ↓ -55% |
| Coventry/First Health | Commercial | $25.20 | ↓ -52% |
| Health Coalition Partners | PPO | $25.92 | ↓ -50% |
| Private Health Care Systems | PPO | $28.80 | ↓ -45% |
| Humana | Commercial | $30.60 | ↓ -41% |
Visitor-reported prices
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Sodium chloride 0.9 % IV bolus at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Mercy | Pittsburgh | $29.80 | $0.03 – $32.40 |
| UPMC Muncy | Muncy | $32.40 | $0.65 – $13.50 |
| UPMC Passavant-McCandless | Pittsburgh | $76.20 | $0.03 – $38.25 |
| UPMC Presbyterian | Pittsburgh | $76.20 | $0.03 – $13.29 |
| UPMC St. Margaret | Pittsburgh | $78.80 | $0.03 – $22.10 |
| UPMC Wellsboro | Wellsboro | $32.40 | $0.65 – $13.50 |
| UPMC Western Psychiatric | Pittsburgh | $76.20 | $0.65 – $102.00 |
| UPMC Williamsport | Williamsport | $32.40 | $0.65 – $13.50 |