Sodium chloride 0.9 % IV bolus at UPMC Bedford
10455 Lincoln Highway, Everett, PA · UPMC · · NPI 1295724193
$38.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$48.25
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$0.41 with UPMC Health Plan vs $43.20 with Humana — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UPMC Health Plan | Managed Medicaid | $0.41 | ↓ -99% |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $0.65 | ↓ -98% |
| Geisinger | Medicaid/CHIP | $0.65 | ↓ -98% |
| Highmark Wholecare (prev Gateway) | Medicaid | $0.65 | ↓ -98% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $0.65 | ↓ -98% |
| UPMC Health Plan | CHIP | $0.78 | ↓ -98% |
| UPMC Health Plan | Commercial | $0.80 | ↓ -98% |
| United Healthcare | Compass Exchange | $1.89 | ↓ -95% |
| United Healthcare | All Business | $1.89 | ↓ -95% |
| Aetna | Medicare | $12.00 | ↓ -69% |
| UPMC Work Partners | Workers Comp | $13.94 | ↓ -64% |
| Aetna | EBR ASO | $19.20 | ↓ -50% |
| Cigna | Commercial | $19.20 | ↓ -50% |
| Cigna | EBR | $19.20 | ↓ -50% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity/Managed Care - Social Mission | $19.95 | ↓ -48% |
| Aetna | EBR FI | $23.52 | ↓ -39% |
| Highmark Wholecare (prev Gateway) | Medicare | $24.00 | ↓ -38% |
| Highmark BCBS of PA | Commercial - Indemnity/Managed Care | $24.57 | ↓ -36% |
| Aetna | Neighborhood Network | $29.76 | ↓ -23% |
| Aetna | Home Depot Employer Group | $30.58 | ↓ -21% |
| InterGroup | PPO | $31.20 | ↓ -19% |
| Cigna | NBR ASO/FI | $31.20 | ↓ -19% |
| Aetna | NBR ASO/FI | $31.20 | ↓ -19% |
| Cigna | New Business ASO | $31.20 | ↓ -19% |
| Coventry/First Health | Commercial | $33.60 | ↓ -13% |
| Preferred Healthcare System | PPO | $38.40 | ↓ -1% |
| Health Coalition Partners | Intergroup | $43.20 | ↑ +12% |
| Private Health Care Systems | PPO | $43.20 | ↑ +12% |
| SelectCare | Commercial | $43.20 | ↑ +12% |
| Humana | Commercial | $43.20 | ↑ +12% |
Visitor-reported prices
Comments
Sodium chloride 0.9 % IV bolus at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Altoona | Altoona | $29.20 | $0.03 – $13.16 |
| UPMC Cole | Coudersport | $9.60 | $0.65 – $4.80 |
| UPMC East | Monroeville | $78.80 | $0.03 – $20.80 |
| UPMC Hamot | Erie | $121.60 | $0.03 – $5.34 |
| UPMC Northwest | Seneca | $52.20 | $0.41 – $18.67 |
| UPMC Horizon-Greenville | Greenville | $55.40 | $0.41 – $18.33 |
| UPMC Jameson | New Castle | $56.00 | $0.41 – $13.39 |
| UPMC Kane | Kane | $8.40 | $0.65 – $5.34 |