healthcosts.net

Fetal non stress test at UPMC Somerset

225 South Center Avenue, Somerset, PA · UPMC · · NPI 1912900168

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$752.40

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,254.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$5.43 with United Healthcare Community Plan for Families vs $2,340.62 with UPMC Health Plan — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare Community Plan for Families PA Medicaid $5.43 ↓ -99%
UPMC Health Plan Managed Medicaid $19.25 ↓ -97%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $20.09 ↓ -97%
Highmark Wholecare (prev Gateway) Medicaid $22.45 ↓ -97%
Geisinger Medicaid $24.32 ↓ -97%
UPMC Health Plan CHIP $50.26 ↓ -93%
UPMC Work Partners Workers Comp $98.98 ↓ -87%
UPMC Health Plan Commercial $116.55 ↓ -85%
Highmark BCBS of PA Medicare Advantage $128.80 ↓ -83%
Highmark BCBS of PA Community Blue Medicare Advantage/Complete Blue Medicare Advantage/Together Blue Medicare Advantage $189.87 ↓ -75%
AmeriHealth Caritas Medicare $191.79 ↓ -75%
UPMC Health Plan Managed Medicare $191.79 ↓ -75%
United Healthcare Medicare $191.79 ↓ -75%
Highmark Wholecare (prev Gateway) Medicare $207.11 ↓ -72%
Highmark BCBS of PA Commercial - Social Mission Indemnity/Managed Care - Social Mission $284.44 ↓ -62%
Highmark BCBS of PA Commercial - Indemnity/Managed Care $360.03 ↓ -52%
Geisinger Commercial $493.83 ↓ -34%
Aetna of PA TPA/Carrier $501.60 ↓ -33%
United Healthcare Commercial $540.47 ↓ -28%
Multiplan PPO (Includes PHCS as a Payer) $627.00 ↓ -17%
Galaxy Health Plan Commercial $815.10 ↑ +8%
Humana Commercial $940.50 ↑ +25%
UPMC Health Plan EPO Partners/EPO Select Plan/HMO $2,340.62 ↑ +211%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Fetal non stress test at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Mercy Pittsburgh $366.60 $19.25 – $549.90
UPMC Northwest Seneca $266.40 $19.25 – $377.40
UPMC Presbyterian Pittsburgh $897.00 $5.66 – $1,270.75
UPMC Wellsboro Wellsboro $451.20 $6.04 – $507.60
UPMC Williamsport Williamsport $373.20 $6.04 – $497.60

All Pennsylvania hospitals for this procedure →