healthcosts.net
Fetal non stress test at UPMC Northwest
100 Fairfield Drive, Seneca, PA · UPMC · · NPI 1619069440
$266.40
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$444.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$19.25 with UPMC Health Plan vs $416.07 with Highmark BCBS of PA — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UPMC Health Plan | Managed Medicaid | $19.25 | ↓ -93% |
| United Healthcare Community Plan for Families | Unison Kids | $20.12 | ↓ -92% |
| Aetna | Medicaid | $21.00 | ↓ -92% |
| Highmark Wholecare (prev Gateway) | Medicaid | $25.95 | ↓ -90% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $27.32 | ↓ -90% |
| PA Health & Wellness | PA Medicaid HMO | $29.82 | ↓ -89% |
| UPMC Work Partners | Workers Comp | $99.87 | ↓ -63% |
| UPMC Health Plan | Managed Medicare | $173.93 | ↓ -35% |
| Aetna | EBR ASO | $177.60 | ↓ -33% |
| Cigna | Commercial | $177.60 | ↓ -33% |
| Highmark BCBS of PA | Community Blue Medicare Advantage/Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage/Together Blue Medicare Advantage | $191.79 | ↓ -28% |
| UPMC Health Plan | EPO Partners/EPO Select Plan/HMO | $196.35 | ↓ -26% |
| Aetna | Medicare | $197.54 | ↓ -26% |
| UPMC Health Plan | Commercial | $198.51 | ↓ -25% |
| Aetna of PA | Medicare | $201.38 | ↓ -24% |
| United Healthcare | Unison Advantage Non Special Needs | $201.38 | ↓ -24% |
| Highmark Wholecare (prev Gateway) | Medicare | $207.11 | ↓ -22% |
| AmeriHealth Caritas | Medicare | $207.13 | ↓ -22% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $207.13 | ↓ -22% |
| United Healthcare | Unison Advantage Special Needs | $210.97 | ↓ -21% |
| Aetna | EBR FI | $257.52 | ↓ -3% |
| Aetna | Neighborhood Network | $266.40 | ↑ +0% |
| Aetna | Home Depot Employer Group | $273.95 | ↑ +3% |
| Aetna | NBR ASO/FI | $279.72 | ↑ +5% |
| Cigna | New Business ASO | $279.72 | ↑ +5% |
| InterGroup | PPO | $288.60 | ↑ +8% |
| Coventry/First Health | Commercial | $310.80 | ↑ +17% |
| Health Coalition Partners | PPO | $319.68 | ↑ +20% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity/Managed Care - Social Mission | $337.70 | ↑ +27% |
| Private Health Care Systems | PPO | $355.20 | ↑ +33% |
| Humana | Commercial | $377.40 | ↑ +42% |
| Highmark BCBS of PA | Commercial - Indemnity/Managed Care | $416.07 | ↑ +56% |
Visitor-reported prices
Comments
Fetal non stress test at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Mercy | Pittsburgh | $366.60 | $19.25 – $549.90 |
| UPMC Presbyterian | Pittsburgh | $897.00 | $5.66 – $1,270.75 |
| UPMC Somerset | Somerset | $752.40 | $5.43 – $940.50 |
| UPMC Wellsboro | Wellsboro | $451.20 | $6.04 – $507.60 |
| UPMC Williamsport | Williamsport | $373.20 | $6.04 – $497.60 |