Fetal non stress test at UPMC Bedford

10455 Lincoln Highway, Everett, PA · UPMC · · NPI 1295724193

Source: hospital's published price file ↗ · Published unknown · Ingested Aug 12, 2026

$356.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$594.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$18.38 with United Healthcare Community Plan for Families vs $534.60 with Private Health Care Systems — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare Community Plan for Families Unison MedPLUS $18.38 ↓ -95%
UPMC Health Plan Managed Medicaid $19.25 ↓ -95%
United Healthcare Community Plan for Families Unison Kids $20.12 ↓ -94%
Aetna Medicaid $21.88 ↓ -94%
Geisinger Medicaid/CHIP $24.32 ↓ -93%
Highmark Wholecare (prev Gateway) Medicaid $25.95 ↓ -93%
Health Partners Plans (Jefferson Health Plan) Medicaid/CHIP $26.39 ↓ -93%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $27.32 ↓ -92%
PA Health & Wellness Community Health Choices/PA Medicaid HMO $29.82 ↓ -92%
Aetna of PA Medicare $69.20 ↓ -81%
UPMC Work Partners Workers Comp $98.98 ↓ -72%
UPMC Health Plan Managed Medicare $165.40 ↓ -54%
Highmark BCBS of PA Community Blue Medicare Advantage/Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage/Together Blue Medicare Advantage $191.79 ↓ -46%
Aetna Medicare $197.54 ↓ -45%
UPMC Health Plan EPO Partners/EPO Select Plan/HMO $197.97 ↓ -44%
United Healthcare Medicare $205.22 ↓ -42%
Highmark Wholecare (prev Gateway) Medicare $207.11 ↓ -42%
AmeriHealth Caritas Medicare $207.13 ↓ -42%
Cigna Medicare $207.13 ↓ -42%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $207.13 ↓ -42%
UPMC Health Plan Commercial $231.78 ↓ -35%
Cigna EBR $237.60 ↓ -33%
Cigna Commercial $237.60 ↓ -33%
Aetna EBR ASO $237.60 ↓ -33%
Aetna EBR FI $291.06 ↓ -18%
United Healthcare Compass Exchange $326.70 ↓ -8%
Highmark BCBS of PA Commercial - Social Mission Indemnity/Managed Care - Social Mission $360.83 ↑ +1%
Aetna Neighborhood Network $368.28 ↑ +3%
Aetna Home Depot Employer Group $378.38 ↑ +6%
Aetna NBR ASO/FI $386.10 ↑ +8%
InterGroup PPO $386.10 ↑ +8%
United Healthcare All Business $386.10 ↑ +8%
Cigna New Business ASO $386.10 ↑ +8%
Cigna NBR ASO/FI $386.10 ↑ +8%
Coventry/First Health Commercial $415.80 ↑ +17%
UPMC Health Plan CHIP $420.22 ↑ +18%
Highmark BCBS of PA Commercial - Indemnity/Managed Care $444.51 ↑ +25%
Preferred Healthcare System PPO $475.20 ↑ +33%
Health Coalition Partners Intergroup $534.60 ↑ +50%
Humana Commercial $534.60 ↑ +50%
SelectCare Commercial $534.60 ↑ +50%
Private Health Care Systems PPO $534.60 ↑ +50%

Visitor-reported prices

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Fetal non stress test at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Altoona Altoona $307.20 $4.72 – $409.60
UPMC Carlisle Carlisle $752.40 $6.18 – $1,065.90
UPMC Community Osteopathic Harrisburg $752.40 $6.18 – $3,000.00
UPMC Hamot Erie $846.00 $19.25 – $246.53
UPMC Northwest Seneca $266.40 $19.25 – $201.38
UPMC Hanover Hanover $752.40 $6.18 – $307.49
UPMC Horizon-Greenville Greenville $761.40 $19.25 – $315.58
UPMC Lititz Lititz $752.40 $6.18 – $309.15

All Pennsylvania hospitals for this procedure →