Transparent film >16<=48 in at UPMC St. Margaret

815 Freeport Road, Pittsburgh, PA · UPMC · · NPI 1790795359

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$34.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$57.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$7.69 with Highmark BCBS of PA vs $59.34 with Highmark BCBS of PA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Highmark BCBS of PA Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage $7.69 ↓ -78%
UPMC Work Partners Workers Comp $9.93 ↓ -71%
Aetna Medicare $14.25 ↓ -58%
Aetna Neighborhood Network $14.36 ↓ -58%
Aetna Home Depot Employer Group $15.62 ↓ -54%
Cigna New Business ASO $15.96 ↓ -53%
Aetna NBR ASO/FI $15.96 ↓ -53%
Aetna EBR FI $21.66 ↓ -37%
Highmark BCBS of PA Managed Care - Social Mission $22.15 ↓ -35%
Highmark BCBS of PA Commercial - Social Mission Indemnity $22.27 ↓ -35%
Cigna Commercial $22.80 ↓ -33%
Aetna EBR ASO $22.80 ↓ -33%
Highmark Wholecare (prev Gateway) Medicare $28.50 ↓ -17%
UPMC Health Plan Commercial $29.62 ↓ -13%
Highmark BCBS of PA Managed Care $29.67 ↓ -13%
Highmark BCBS of PA Commercial - Indemnity $29.82 ↓ -13%
PA Health & Wellness PA Medicaid HMO $31.35 ↓ -8%
Coventry/First Health Commercial $39.90 ↑ +17%
Private Health Care Systems PPO $45.60 ↑ +33%
SelectCare Commercial $45.60 ↑ +33%
Humana Commercial $48.45 ↑ +42%
Highmark BCBS of PA UPMC Emergent $59.34 ↑ +74%

Visitor-reported prices

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Transparent film >16<=48 in at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Magee Pittsburgh $33.00 $4.06 – $24.14
UPMC Mercy Pittsburgh $3.60 $7.62 – $19.06
UPMC Passavant-McCandless Pittsburgh $4.20 $7.69 – $35.02
UPMC Presbyterian Pittsburgh $47.40 $4.64 – $39.02
UPMC Altoona Altoona $3.00 $2.00 – $24.14
UPMC Bedford Everett $2.40 $1.00 – $24.14
UPMC East Monroeville $3.60 $1.00 – $24.14
UPMC Hamot Erie $3.00 $7.62 – $9.93

All Pennsylvania hospitals for this procedure →