Transparent film >16<=48 in at UPMC Hamot

201 State Street, Erie, PA · UPMC · · NPI 1487647590

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$3.00

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$5.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$0.60 with Univera vs $36.85 with Highmark BCBS of PA — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera_Medicare_Hamot_2024 $0.60 ↓ -80%
Aetna Commercial $1.00 ↓ -67%
Cigna NBR ASO/FI $1.20 ↓ -60%
Cigna New Business ASO $1.20 ↓ -60%
Univera Commercial $1.32 ↓ -56%
BCBS of Western NY Commercial $1.40 ↓ -53%
UPMC Health Plan Commercial $1.47 ↓ -51%
Aetna Medicare $1.60 ↓ -47%
Cigna Commercial $1.60 ↓ -47%
Cigna EBR $1.60 ↓ -47%
United Healthcare Commercial $1.82 ↓ -39%
Highmark Wholecare (prev Gateway) Medicare $2.00 ↓ -33%
PA Health & Wellness Community Health Choices/PA Medicaid HMO $2.20 ↓ -27%
Geisinger Medicaid/CHIP $2.20 ↓ -27%
InterGroup Health Coalition Partners/PPO $2.60 ↓ -13%
Aetna AXA/MMO $2.80 ↓ -7%
Multiplan PPO (Includes PHCS as a Payer) $2.80 ↓ -7%
Multiplan Complimentary Network Rate (Includes Multiplan as Payer) $3.20 ↑ +7%
InterGroup Beech Street $3.20 ↑ +7%
Highmark BCBS of PA Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage $7.62 ↑ +154%
UPMC Work Partners Workers Comp $9.93 ↑ +231%
Highmark BCBS of PA Commercial - Indemnity/Commercial - Social Mission Indemnity/Managed Care/Managed Care - Social Mission $23.03 ↑ +668%
Highmark BCBS of PA UPMC Emergent $36.85 ↑ +1128%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Transparent film >16<=48 in at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Altoona Altoona $3.00 $2.00 – $24.14
UPMC Bedford Everett $2.40 $1.00 – $24.14
UPMC East Monroeville $3.60 $1.00 – $24.14
UPMC Northwest Seneca $2.40 $9.93 – $29.21
UPMC Magee Pittsburgh $33.00 $4.06 – $24.14
UPMC McKeesport Mckeesport $2.40 $4.06 – $24.14
UPMC Mercy Pittsburgh $3.60 $7.62 – $19.06
UPMC Muncy Muncy $4.20 $4.95 – $10.63

All Pennsylvania hospitals for this procedure →