Transparent film >16<=48 in at UPMC Bedford

10455 Lincoln Highway, Everett, PA · UPMC · · NPI 1295724193

Source: hospital's published price file ↗ · Published unknown · Ingested Aug 12, 2026

$2.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$4.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1.00 with Aetna vs $29.24 with UPMC Health Plan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare $1.00 ↓ -58%
Aetna EBR ASO $1.60 ↓ -33%
Cigna Commercial $1.60 ↓ -33%
Cigna EBR $1.60 ↓ -33%
Aetna EBR FI $1.96 ↓ -18%
Highmark Wholecare (prev Gateway) Medicare $2.00 ↓ -17%
Geisinger Medicaid/CHIP $2.20 ↓ -8%
United Healthcare Compass Exchange $2.20 ↓ -8%
PA Health & Wellness Community Health Choices/PA Medicaid HMO $2.20 ↓ -8%
Aetna Neighborhood Network $2.48 ↑ +3%
Aetna Home Depot Employer Group $2.55 ↑ +6%
Cigna NBR ASO/FI $2.60 ↑ +8%
United Healthcare All Business $2.60 ↑ +8%
Aetna NBR ASO/FI $2.60 ↑ +8%
Cigna New Business ASO $2.60 ↑ +8%
InterGroup PPO $2.60 ↑ +8%
Coventry/First Health Commercial $2.80 ↑ +17%
Preferred Healthcare System PPO $3.20 ↑ +33%
Private Health Care Systems PPO $3.60 ↑ +50%
Humana Commercial $3.60 ↑ +50%
SelectCare Commercial $3.60 ↑ +50%
Health Coalition Partners Intergroup $3.60 ↑ +50%
UPMC Work Partners Workers Comp $9.93 ↑ +314%
Highmark BCBS of PA Commercial - Social Mission Indemnity/Managed Care - Social Mission $21.13 ↑ +780%
UPMC Health Plan CHIP $24.14 ↑ +906%
Highmark BCBS of PA Commercial - Indemnity/Managed Care $26.04 ↑ +985%
UPMC Health Plan Commercial $29.24 ↑ +1118%

Visitor-reported prices

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Transparent film >16<=48 in at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Altoona Altoona $3.00 $2.00 – $24.14
UPMC East Monroeville $3.60 $1.00 – $24.14
UPMC Hamot Erie $3.00 $7.62 – $9.93
UPMC Northwest Seneca $2.40 $9.93 – $29.21
UPMC Magee Pittsburgh $33.00 $4.06 – $24.14
UPMC McKeesport Mckeesport $2.40 $4.06 – $24.14
UPMC Mercy Pittsburgh $3.60 $7.62 – $19.06
UPMC Muncy Muncy $4.20 $4.95 – $10.63

All Pennsylvania hospitals for this procedure →