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Copper intrauterine device at UPMC Muncy
215 East Water Street, Muncy, PA · UPMC · · NPI 1609816198
$2,606.40
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,258.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$488.70 with Highmark Wholecare (prev Gateway) vs $3,095.10 with Multiplan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Highmark Wholecare (prev Gateway) | Medicare | $488.70 | ↓ -81% |
| UPMC Health Plan | Managed Medicare | $488.70 | ↓ -81% |
| AmeriHealth Caritas | Medicare | $503.36 | ↓ -81% |
| Cigna | Medicare | $513.13 | ↓ -80% |
| United Healthcare | Medicare | $522.91 | ↓ -80% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $527.80 | ↓ -80% |
| UPMC Work Partners | Workers Comp | $902.79 | ↓ -65% |
| United Healthcare Community Plan for Families | PA Medicaid | $976.19 | ↓ -63% |
| Highmark BCBS of PA | Bluecare HMO/FPLIC PPO/Traditional Products | $1,277.79 | ↓ -51% |
| Aetna | PEBTF Custom Network | $1,321.12 | ↓ -49% |
| UPMC Health Plan | Commercial | $1,420.49 | ↓ -45% |
| Highmark BCBS of PA | Managed Care - Social Mission | $1,504.87 | ↓ -42% |
| Aetna | Commercial | $1,554.07 | ↓ -40% |
| Coventry/First Health | Commercial | $1,632.26 | ↓ -37% |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $1,791.90 | ↓ -31% |
| Wirerope Works | Commercial | $1,811.45 | ↓ -30% |
| Aetna | First Health | $2,150.28 | ↓ -18% |
| Geisinger | Commercial | $2,182.86 | ↓ -16% |
| Coventry/First Health | FH-Medical Rental | $2,192.63 | ↓ -16% |
| United Healthcare | Commercial | $2,228.47 | ↓ -15% |
| Cigna | Commercial | $2,231.73 | ↓ -14% |
| Multiplan | Auto | $2,541.24 | ↓ -3% |
| Multiplan | PPO (Includes PHCS as a Payer) | $2,541.24 | ↓ -3% |
| America's Choice | PPO | $2,606.40 | ↑ +0% |
| InterGroup | PPO | $2,606.40 | ↑ +0% |
| Three Rivers Provider Network | All | $2,932.20 | ↑ +13% |
| Multiplan | Worker's Compensation | $3,095.10 | ↑ +19% |
Visitor-reported prices
Comments
Copper intrauterine device at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Northwest | Seneca | $3,515.20 | $1,098.50 – $3,734.90 |
| UPMC Passavant-McCandless | Pittsburgh | $2,011.20 | $643.34 – $2,849.20 |
| UPMC Presbyterian | Pittsburgh | $2,011.20 | $347.94 – $1,643.05 |
| UPMC Somerset | Somerset | $651.00 | $365.32 – $877.05 |
| UPMC Wellsboro | Wellsboro | $2,606.40 | $564.30 – $2,821.50 |
| UPMC Williamsport | Williamsport | $2,606.40 | $879.66 – $2,932.20 |