Copper intrauterine device at UPMC Carlisle
361 Alexander Spring Road, Carlisle, PA · UPMC · · NPI 1689107328
$651.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,085.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$148.65 with Prime Net vs $1,560.45 with Cigna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Prime Net | Managed Medicare | $148.65 | ↓ -77% |
| Aetna | Medicare | $179.03 | ↓ -72% |
| Capital Blue Cross | Medicare Advantage | $217.00 | ↓ -67% |
| Keystone Health Plan | Medicare Advantage | $217.00 | ↓ -67% |
| Keystone Health Plan | Commercial | $348.29 | ↓ -46% |
| Capital Blue Cross | CHIP | $348.29 | ↓ -46% |
| Capital Blue Cross | Commercial | $348.29 | ↓ -46% |
| Prime Net | Legacy Commercial | $423.15 | ↓ -35% |
| Prime Net | ACO | $426.40 | ↓ -35% |
| Aetna | ACO | $426.40 | ↓ -35% |
| UPMC Work Partners | Workers Comp | $441.81 | ↓ -32% |
| Prime Net | NonGateKeeper | $504.52 | ↓ -23% |
| Aetna | Commercial | $507.78 | ↓ -22% |
| Prime Net | GateKeeper | $507.78 | ↓ -22% |
| Geisinger | Medicaid/CHIP | $596.75 | ↓ -8% |
| PA Health & Wellness | PA Medicaid HMO | $596.75 | ↓ -8% |
| United Healthcare | Commercial | $668.36 | ↑ +3% |
| Wellspan Population Health | PPO | $705.25 | ↑ +8% |
| Geisinger | Commercial | $710.46 | ↑ +9% |
| UPMC Health Plan | Commercial | $759.50 | ↑ +17% |
| United Healthcare Community Plan for Families | PA Medicaid | $800.78 | ↑ +23% |
| Prime Net | FH-Medical Rental | $820.26 | ↑ +26% |
| UPMC Health Plan | CHIP | $835.07 | ↑ +28% |
| Multiplan | PPO (Includes PHCS and Humana as Payers) | $922.25 | ↑ +42% |
| Cigna | Commercial | $1,560.45 | ↑ +140% |
Visitor-reported prices
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Copper intrauterine device at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Altoona | Altoona | $3,448.80 | $637.27 – $4,098.00 |
| UPMC Bedford | Everett | $3,515.20 | $835.07 – $3,954.60 |
| UPMC Community Osteopathic | Harrisburg | $651.00 | $217.00 – $1,061.09 |
| UPMC Northwest | Seneca | $3,515.20 | $1,653.96 – $1,653.96 |
| UPMC Hanover | Hanover | $651.00 | $800.78 – $1,560.45 |
| UPMC Horizon-Greenville | Greenville | $3,495.20 | $835.07 – $1,624.14 |
| UPMC Kane | Kane | $1,273.80 | $614.93 – $2,253.90 |
| UPMC Lititz | Lititz | $651.00 | $800.78 – $1,560.45 |