Copper intrauterine device at UPMC Altoona
620 Howard Avenue, Altoona, PA · UPMC · · NPI 112418570
$3,448.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$4,311.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$637.27 with Highmark BCBS of PA vs $4,098.00 with United Healthcare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Highmark BCBS of PA | Community Blue Medicare Advantage/Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage/Together Blue Medicare Advantage | $637.27 | ↓ -82% |
| UPMC Health Plan | CHIP | $835.07 | ↓ -76% |
| UPMC Work Partners | Workers Comp | $1,165.59 | ↓ -66% |
| UPMC Health Plan | Partners/Select | $1,236.90 | ↓ -64% |
| UPMC Health Plan | Commercial | $1,298.46 | ↓ -62% |
| Preferred Healthcare System | PPO | $1,567.50 | ↓ -55% |
| Cigna | Commercial | $1,567.50 | ↓ -55% |
| Highmark Wholecare (prev Gateway) | Medicare | $1,567.50 | ↓ -55% |
| Aetna | Commercial | $1,661.55 | ↓ -52% |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $1,724.25 | ↓ -50% |
| Geisinger | Commercial | $1,724.25 | ↓ -50% |
| Geisinger | Medicaid | $1,724.25 | ↓ -50% |
| Private Health Care Systems | PPO | $2,508.00 | ↓ -27% |
| United Healthcare | Commercial | $4,098.00 | ↑ +19% |
Visitor-reported prices
Comments
Copper intrauterine device at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Bedford | Everett | $3,515.20 | $835.07 – $3,954.60 |
| UPMC Carlisle | Carlisle | $651.00 | $148.65 – $1,560.45 |
| UPMC Community Osteopathic | Harrisburg | $651.00 | $217.00 – $1,061.09 |
| UPMC Northwest | Seneca | $3,515.20 | $1,653.96 – $1,653.96 |
| UPMC Hanover | Hanover | $651.00 | $800.78 – $1,560.45 |
| UPMC Horizon-Greenville | Greenville | $3,495.20 | $835.07 – $1,624.14 |
| UPMC Kane | Kane | $1,273.80 | $614.93 – $2,253.90 |
| UPMC Lititz | Lititz | $651.00 | $800.78 – $1,560.45 |