Application finger splntstatic 29130 at WellSpan Ephrata Community Hospital

169 Martin Ave, Ephrata, PA · Wellspan · · NPI 1083615587

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 17, 2026

$415.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$519.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$91.34 with Blue_Cross_BlueJourney_Medicare vs $570.87 with Highmark — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue_Cross_BlueJourney_Medicare All_Plans $91.34 ↓ -78%
Highmark_Wholecare_Gateway_Medicaid All_Plans $96.68 ↓ -77%
Health_Partners_Medicaid All_Other_Plans $124.49 ↓ -70%
Highmark_Medicare All_Plans $125.73 ↓ -70%
Aetna_Medicare All_Plans $128.22 ↓ -69%
Aetna_Advantra_Medicare All_Plans $128.22 ↓ -69%
UPMC_Medicare UPMC_for_Life_Community_HealthChoices $130.71 ↓ -69%
Devoted_Medicare All_Plans $130.71 ↓ -69%
UPMC_Medicare UPMC_for_Life_Complete_Care $130.71 ↓ -69%
Geisinger_Gold_Medicare All_Plans $130.71 ↓ -69%
United_Medicare ISNP_DSNP_Plans $130.71 ↓ -69%
Highmark_Wholecare_Gateway_Medicare All_Plans $131.27 ↓ -68%
Amerihealth_Medicare All_Plans $131.34 ↓ -68%
PA_Health_&_Wellness_Medicare All_Plans $134.45 ↓ -68%
Jefferson_Health_Medicare_Advantage All_Plans $134.45 ↓ -68%
Highmark Higmark_Healthy_Kids $193.27 ↓ -53%
Health_Partners_Medicaid Kidz_Partners $205.41 ↓ -51%
United_Medicaid Community_Plan_For_Kids $217.86 ↓ -48%
Blue_Cross Capital_Cares_4_kids $233.89 ↓ -44%
Cigna All_Plans $315.97 ↓ -24%
WellSpan_Capital_Blue_Cross All_Plans $332.16 ↓ -20%
Blue_Cross All_Other_Plans $334.13 ↓ -20%
Blue_Cross Capital_Blue_Performance_PPO $334.13 ↓ -20%
Tower Health All_Plans $337.35 ↓ -19%
UPMC Employees_And_Dependents $337.35 ↓ -19%
UPMC UPMC_For_Kids $337.35 ↓ -19%
Geisinger All_Plans $337.35 ↓ -19%
Independence_Blue_Cross All_Plans $337.35 ↓ -19%
PHC All_Plans $363.30 ↓ -13%
Aetna All_Plans $401.71 ↓ -3%
First_Health_Network All_Plans $441.67 ↑ +6%
Highmark My_Priority_Blue_Flex $456.70 ↑ +10%
Highmark My_Direct_Blue $456.70 ↑ +10%
Highmark Choice_Blue_PPO $473.82 ↑ +14%
Highmark Performance_Blue $473.82 ↑ +14%
Highmark Blue_Cross_High_Performance_Network $473.82 ↑ +14%
United_Healthcare All_Plans $489.42 ↑ +18%
Highmark All_Other_Plans $570.87 ↑ +37%

Visitor-reported prices

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Application finger splntstatic 29130 at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Altoona Altoona $103.20 $55.76 – $137.60
UPMC Bedford Everett $124.20 $44.34 – $186.30
UPMC Carlisle Carlisle $226.20 $51.65 – $320.45
UPMC Cole Coudersport $126.00 $9.42 – $98.03
UPMC Community Osteopathic Harrisburg $226.20 $75.40 – $320.45
UPMC East Monroeville $235.20 $56.30 – $313.60
UPMC Hamot Erie $231.60 $55.76 – $178.73
UPMC Northwest Seneca $159.60 $78.41 – $132.72

All Pennsylvania hospitals for this procedure →