Application finger splntstatic 29130 at UPMC Hamot
201 State Street, Erie, PA · UPMC · · NPI 1487647590
$231.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$386.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$55.76 with Highmark BCBS of PA vs $494.99 with BCBS of Western NY — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Highmark BCBS of PA | Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage | $55.76 | ↓ -76% |
| Univera | Univera_Medicare_Hamot_2024 | $57.90 | ↓ -75% |
| UPMC Work Partners | Workers Comp | $66.50 | ↓ -71% |
| Aetna | Commercial | $96.50 | ↓ -58% |
| Cigna | New Business ASO | $115.80 | ↓ -50% |
| Cigna | NBR ASO/FI | $115.80 | ↓ -50% |
| Univera | Commercial | $127.38 | ↓ -45% |
| Fidelis | Medicare | $141.83 | ↓ -39% |
| Aetna | Medicare | $144.67 | ↓ -38% |
| UPMC Health Plan | Partners/Select | $144.78 | ↓ -37% |
| Wellcare | Medicare Advantage | $146.08 | ↓ -37% |
| BCBS of Western NY | Medicare Advantage | $148.92 | ↓ -36% |
| United Healthcare | Medicare | $151.76 | ↓ -34% |
| Highmark Wholecare (prev Gateway) | Medicare | $153.16 | ↓ -34% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $153.18 | ↓ -34% |
| Cigna | Medicare | $153.18 | ↓ -34% |
| AmeriHealth Caritas | Medicare | $153.18 | ↓ -34% |
| Cigna | EBR | $154.40 | ↓ -33% |
| Cigna | Commercial | $154.40 | ↓ -33% |
| Highmark BCBS of PA | Commercial - Indemnity/Commercial - Social Mission Indemnity/Managed Care/Managed Care - Social Mission | $168.50 | ↓ -27% |
| Independent Health | Medicare Advantage | $178.73 | ↓ -23% |
| Independent Health | Commercial | $198.67 | ↓ -14% |
| UPMC Health Plan | Commercial | $206.08 | ↓ -11% |
| Geisinger | Medicaid/CHIP | $212.30 | ↓ -8% |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $212.30 | ↓ -8% |
| InterGroup | Health Coalition Partners/PPO | $250.90 | ↑ +8% |
| Highmark BCBS of PA | UPMC Emergent | $269.60 | ↑ +16% |
| Multiplan | PPO (Includes PHCS as a Payer) | $270.20 | ↑ +17% |
| Aetna | AXA/MMO | $270.20 | ↑ +17% |
| InterGroup | Beech Street | $308.80 | ↑ +33% |
| Multiplan | Complimentary Network Rate (Includes Multiplan as Payer) | $308.80 | ↑ +33% |
| United Healthcare | Commercial | $340.00 | ↑ +47% |
| BCBS of Western NY | Commercial | $494.99 | ↑ +114% |
| US Family Health Plan | Tricare Prime | not published by hospital | — |
Visitor-reported prices
Comments
Application finger splntstatic 29130 at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Altoona | Altoona | $103.20 | $55.76 – $137.60 |
| UPMC Bedford | Everett | $124.20 | $44.34 – $186.30 |
| UPMC Carlisle | Carlisle | $226.20 | $51.65 – $320.45 |
| UPMC Cole | Coudersport | $126.00 | $9.42 – $98.03 |
| UPMC Community Osteopathic | Harrisburg | $226.20 | $75.40 – $320.45 |
| UPMC East | Monroeville | $235.20 | $56.30 – $313.60 |
| UPMC Northwest | Seneca | $159.60 | $78.41 – $132.72 |
| UPMC Hanover | Hanover | $226.20 | $85.63 – $197.02 |