Application finger splntstatic 29130 at UPMC Bedford

10455 Lincoln Highway, Everett, PA · UPMC · · NPI 1295724193

Source: hospital's published price file ↗ · Published unknown · Ingested Aug 12, 2026

$124.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$207.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$44.34 with Aetna of PA vs $190.50 with Highmark BCBS of PA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna of PA Medicare $44.34 ↓ -64%
UPMC Work Partners Workers Comp $82.27 ↓ -34%
Cigna EBR $82.80 ↓ -33%
Cigna Commercial $82.80 ↓ -33%
Aetna EBR ASO $82.80 ↓ -33%
UPMC Health Plan Commercial $91.55 ↓ -26%
Aetna EBR FI $101.43 ↓ -18%
UPMC Health Plan Managed Medicare $105.98 ↓ -15%
PA Health & Wellness Community Health Choices/PA Medicaid HMO $113.85 ↓ -8%
Geisinger Medicaid/CHIP $113.85 ↓ -8%
United Healthcare Compass Exchange $113.85 ↓ -8%
Highmark BCBS of PA Community Blue Medicare Advantage/Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage/Together Blue Medicare Advantage $122.89 ↓ -1%
Aetna Medicare $126.58 ↑ +2%
UPMC Health Plan EPO Partners/EPO Select Plan/HMO $126.85 ↑ +2%
Aetna Neighborhood Network $128.34 ↑ +3%
United Healthcare Medicare $131.49 ↑ +6%
Aetna Home Depot Employer Group $131.86 ↑ +6%
Highmark Wholecare (prev Gateway) Medicare $132.71 ↑ +7%
AmeriHealth Caritas Medicare $132.72 ↑ +7%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $132.72 ↑ +7%
Cigna Medicare $132.72 ↑ +7%
Cigna NBR ASO/FI $134.55 ↑ +8%
United Healthcare All Business $134.55 ↑ +8%
Aetna NBR ASO/FI $134.55 ↑ +8%
Cigna New Business ASO $134.55 ↑ +8%
InterGroup PPO $134.55 ↑ +8%
Coventry/First Health Commercial $144.90 ↑ +17%
Highmark BCBS of PA Commercial - Social Mission Indemnity/Managed Care - Social Mission $154.64 ↑ +25%
Preferred Healthcare System PPO $165.60 ↑ +33%
UPMC Health Plan CHIP $165.98 ↑ +34%
Health Coalition Partners Intergroup $186.30 ↑ +50%
SelectCare Commercial $186.30 ↑ +50%
Private Health Care Systems PPO $186.30 ↑ +50%
Humana Commercial $186.30 ↑ +50%
Highmark BCBS of PA Commercial - Indemnity/Managed Care $190.50 ↑ +53%
US Family Health Plan Tricare Prime not published by hospital
Tricare TRICARE not published by hospital

Visitor-reported prices

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Application finger splntstatic 29130 at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Altoona Altoona $103.20 $55.76 – $137.60
UPMC Carlisle Carlisle $226.20 $51.65 – $320.45
UPMC Cole Coudersport $126.00 $9.42 – $98.03
UPMC Community Osteopathic Harrisburg $226.20 $75.40 – $320.45
UPMC East Monroeville $235.20 $56.30 – $313.60
UPMC Hamot Erie $231.60 $55.76 – $178.73
UPMC Northwest Seneca $159.60 $78.41 – $132.72
UPMC Hanover Hanover $226.20 $85.63 – $197.02

All Pennsylvania hospitals for this procedure →