Icd cobalt xt dr MRI is1 df1 at WellSpan Chambersburg Hospital
112 N. 7th St., Chambersburg, PA · Wellspan · · NPI 1902804552
$21,186.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$26,482.50
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$4,367.55 with UPMC_Medicare vs $16,596.69 with First_Health_Network — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UPMC_Medicare | UPMC_for_Life_Complete_Care | $4,367.55 | ↓ -79% |
| UPMC_Medicare | UPMC_for_Life_Community_HealthChoices | $4,367.55 | ↓ -79% |
| UPMC | UPMC_For_Kids | $10,482.12 | ↓ -51% |
| Aetna | PPO_Plan | $10,656.82 | ↓ -50% |
| Aetna | All_Plans | $10,656.82 | ↓ -50% |
| WellSpan_Capital_Blue_Cross | All_Plans | $12,578.54 | ↓ -41% |
| Geisinger | All_Plans | $12,927.95 | ↓ -39% |
| Cigna | All_Plans | $13,011.80 | ↓ -39% |
| Cigna | PPO_Plan | $13,663.44 | ↓ -36% |
| United_Healthcare | All_Plans | $16,404.52 | ↓ -23% |
| First_Health_Network | All_Plans | $16,596.69 | ↓ -22% |
Visitor-reported prices
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Icd cobalt xt dr MRI is1 df1 at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Altoona | Altoona | $41,422.80 | $6,391.60 – $85,343.66 |
| UPMC Bedford | Everett | $17,601.60 | $5,573.84 – $85,343.66 |
| UPMC Cole | Coudersport | $28,351.80 | $8,978.07 – $37,802.40 |
| UPMC Community Osteopathic | Harrisburg | $36,540.60 | $12,180.20 – $89,867.43 |
| UPMC East | Monroeville | $139,505.40 | $6,262.78 – $85,343.66 |
| UPMC Hamot | Erie | $117,676.80 | $17,072.82 – $17,072.82 |
| UPMC Memorial | York | $36,540.60 | $5,000.00 – $85,343.66 |
| UPMC Mercy | Pittsburgh | $49,471.80 | $17,072.82 – $67,391.01 |