Icd cobalt xt dr MRI is1 df1 at UPMC Memorial

1701 Innovation Drive, York, PA · UPMC · · NPI 1063945707

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$36,540.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$60,901.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$5,000.00 with Aetna vs $85,343.66 with UPMC Health Plan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare $5,000.00 ↓ -86%
Prime Net Managed Medicare $10,048.67 ↓ -72%
Capital Blue Cross Medicare Advantage $12,180.20 ↓ -67%
Keystone Health Plan Medicare Advantage $12,180.20 ↓ -67%
Highmark BCBS of PA Medicare $13,915.06 ↓ -62%
Geisinger Medicaid/CHIP $20,097.33 ↓ -45%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $20,298.30 ↓ -44%
Health Partners Plans (Jefferson Health Plan) Medicaid/CHIP $23,142.38 ↓ -37%
Prime Net ACO/Legacy Commercial $24,969.41 ↓ -32%
Aetna ACO $25,152.11 ↓ -31%
Prime Net GateKeeper/NonGateKeeper $29,049.78 ↓ -20%
Aetna Commercial $29,232.48 ↓ -20%
Capital Blue Cross CHIP $36,869.47 ↑ +1%
Capital Blue Cross Commercial $36,869.47 ↑ +1%
United Healthcare Commercial $37,515.02 ↑ +3%
Keystone Health Plan Commercial $38,714.77 ↑ +6%
Geisinger Commercial $39,877.97 ↑ +9%
UPMC Health Plan Commercial $42,630.70 ↑ +17%
Wellspan Population Health Commercial $42,630.70 ↑ +17%
Prime Net FH-Medical Rental $45,371.25 ↑ +24%
Cigna Commercial $47,502.78 ↑ +30%
Multiplan PPO (Includes PHCS and Humana as Payers) $51,765.85 ↑ +42%
UPMC Health Plan CHIP $85,343.66 ↑ +134%
UPMC Work Partners Workers Comp not published by hospital
Highmark Wholecare (prev Gateway) Medicaid not published by hospital

Visitor-reported prices

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Icd cobalt xt dr MRI is1 df1 at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Altoona Altoona $41,422.80 $6,391.60 – $85,343.66
UPMC Bedford Everett $17,601.60 $5,573.84 – $85,343.66
UPMC Cole Coudersport $28,351.80 $8,978.07 – $37,802.40
UPMC Community Osteopathic Harrisburg $36,540.60 $12,180.20 – $89,867.43
UPMC East Monroeville $139,505.40 $6,262.78 – $85,343.66
UPMC Hamot Erie $117,676.80 $17,072.82 – $17,072.82
UPMC Mercy Pittsburgh $49,471.80 $17,072.82 – $67,391.01
UPMC Passavant-McCandless Pittsburgh $96,952.20 $17,235.39 – $123,844.32

All Pennsylvania hospitals for this procedure →