Icd cobalt xt dr MRI is1 df1 at UPMC Hamot
201 State Street, Erie, PA · UPMC · · NPI 1487647590
$117,676.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$196,128.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$0.15 with Univera vs $82,542.50 with Highmark BCBS of PA — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Univera | Univera_Medicare_Hamot_2024 | $0.15 | ↓ -100% |
| Highmark Wholecare (prev Gateway) | Medicaid | $0.16 | ↓ -100% |
| Health Partners Plans (Jefferson Health Plan) | Medicaid/CHIP | $0.19 | ↓ -100% |
| Aetna | Commercial | $0.25 | ↓ -100% |
| Cigna | New Business ASO | $0.30 | ↓ -100% |
| Cigna | NBR ASO/FI | $0.30 | ↓ -100% |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $0.33 | ↓ -100% |
| Univera | Commercial | $0.33 | ↓ -100% |
| Geisinger | Medicaid/CHIP | $0.33 | ↓ -100% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $0.34 | ↓ -100% |
| BCBS of Western NY | Commercial | $0.35 | ↓ -100% |
| UPMC Health Plan | Commercial | $0.37 | ↓ -100% |
| Cigna | EBR | $0.40 | ↓ -100% |
| Cigna | Commercial | $0.40 | ↓ -100% |
| Aetna | Medicare | $0.40 | ↓ -100% |
| United Healthcare | Commercial | $0.45 | ↓ -100% |
| Highmark Wholecare (prev Gateway) | Medicare | $0.50 | ↓ -100% |
| InterGroup | Health Coalition Partners/PPO | $0.65 | ↓ -100% |
| Aetna | AXA/MMO | $0.70 | ↓ -100% |
| Multiplan | PPO (Includes PHCS as a Payer) | $0.70 | ↓ -100% |
| InterGroup | Beech Street | $0.80 | ↓ -100% |
| Multiplan | Complimentary Network Rate (Includes Multiplan as Payer) | $0.80 | ↓ -100% |
| Highmark BCBS of PA | Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage | $17,072.82 | ↓ -85% |
| Highmark BCBS of PA | Commercial - Indemnity/Commercial - Social Mission Indemnity/Managed Care/Managed Care - Social Mission | $51,589.52 | ↓ -56% |
| Highmark BCBS of PA | UPMC Emergent | $82,542.50 | ↓ -30% |
| UPMC Work Partners | Workers Comp | not published by hospital | — |
Visitor-reported prices
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Icd cobalt xt dr MRI is1 df1 at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Altoona | Altoona | $41,422.80 | $6,391.60 – $85,343.66 |
| UPMC Bedford | Everett | $17,601.60 | $5,573.84 – $85,343.66 |
| UPMC Cole | Coudersport | $28,351.80 | $8,978.07 – $37,802.40 |
| UPMC Community Osteopathic | Harrisburg | $36,540.60 | $12,180.20 – $89,867.43 |
| UPMC East | Monroeville | $139,505.40 | $6,262.78 – $85,343.66 |
| UPMC Memorial | York | $36,540.60 | $5,000.00 – $85,343.66 |
| UPMC Mercy | Pittsburgh | $49,471.80 | $17,072.82 – $67,391.01 |
| UPMC Passavant-McCandless | Pittsburgh | $96,952.20 | $17,235.39 – $123,844.32 |