Fetal non stress test at WellSpan Chambersburg Hospital

112 N. 7th St., Chambersburg, PA · Wellspan · · NPI 1902804552

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 17, 2026

$1,448.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$1,811.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$21.88 with Geisinger_Medicaid vs $1,720.45 with First_Health_Network — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Geisinger_Medicaid All_Plans $21.88 ↓ -98%
Health_Partners_Medicaid All_Other_Plans $21.88 ↓ -98%
Highmark_Wholecare_Gateway_Medicaid All_Plans $21.88 ↓ -98%
PA_Health_&_Wellness_Medicaid All_Plans $21.88 ↓ -98%
Amerihealth_Caritas_Medicaid All_Plans $24.85 ↓ -98%
Blue_Cross_BlueJourney_Medicare All_Plans $207.99 ↓ -86%
United_Medicaid Community_Plan_For_Kids $207.99 ↓ -86%
Highmark_Medicare All_Plans $210.07 ↓ -86%
Highmark_Wholecare_Gateway_Medicare All_Plans $210.07 ↓ -86%
Aetna_Medicare All_Plans $214.23 ↓ -85%
Aetna_Advantra_Medicare All_Plans $214.23 ↓ -85%
Devoted_Medicare All_Plans $218.39 ↓ -85%
United_Medicare ISNP_DSNP_Plans $218.39 ↓ -85%
Amerihealth_Medicare All_Plans $219.43 ↓ -85%
Geisinger_Gold_Medicare All_Plans $222.55 ↓ -85%
PA_Health_&_Wellness_Medicare All_Plans $224.63 ↓ -84%
Jefferson_Health_Medicare_Advantage All_Plans $224.63 ↓ -84%
UPMC_Medicare UPMC_for_Life_Community_HealthChoices $270.39 ↓ -81%
UPMC_Medicare UPMC_for_Life_Complete_Care $270.39 ↓ -81%
Highmark Higmark_Healthy_Kids $314.09 ↓ -78%
Health_Partners_Medicaid Kidz_Partners $343.18 ↓ -76%
Aetna_Better_Health_Kids All_Plans $707.17 ↓ -51%
Highmark My_Direct_Blue $925.20 ↓ -36%
Performance_Blue Blue_Cross_High_Performance_Network $925.20 ↓ -36%
Highmark Choice_Blue_PPO $925.20 ↓ -36%
Highmark Blue_Cross_High_Performance_Network $925.20 ↓ -36%
Highmark All_Other_Plans $925.20 ↓ -36%
Highmark Shared_Cost_Blue_PPO $925.20 ↓ -36%
UPMC UPMC_For_Kids $1,086.60 ↓ -25%
Aetna All_Plans $1,215.18 ↓ -16%
WellSpan_Capital_Blue_Cross All_Plans $1,303.92 ↓ -10%
Geisinger All_Plans $1,340.14 ↓ -8%
Cigna All_Plans $1,348.83 ↓ -7%
Aetna PPO_Plan $1,378.17 ↓ -5%
Cigna PPO_Plan $1,416.38 ↓ -2%
UPMC_Medicaid All_Plans $1,500.00 ↑ +4%
United_Healthcare All_Plans $1,700.53 ↑ +17%
First_Health_Network All_Plans $1,720.45 ↑ +19%

Visitor-reported prices

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Fetal non stress test at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Altoona Altoona $307.20 $4.72 – $409.60
UPMC Bedford Everett $356.40 $18.38 – $534.60
UPMC Carlisle Carlisle $752.40 $6.18 – $1,065.90
UPMC Community Osteopathic Harrisburg $752.40 $6.18 – $3,000.00
UPMC Hamot Erie $846.00 $19.25 – $246.53
UPMC Northwest Seneca $266.40 $19.25 – $201.38
UPMC Hanover Hanover $752.40 $6.18 – $307.49
UPMC Horizon-Greenville Greenville $761.40 $19.25 – $315.58

All Pennsylvania hospitals for this procedure →