Copper intrauterine device at WellSpan Chambersburg Hospital
112 N. 7th St., Chambersburg, PA · Wellspan · · NPI 1902804552
$2,673.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,342.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$762.65 with Amerihealth_Caritas_Medicaid vs $4,371.20 with United_Healthcare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Amerihealth_Caritas_Medicaid | All_Plans | $762.65 | ↓ -71% |
| Blue_Cross | Capital_Cares_4_kids | $797.30 | ↓ -70% |
| Highmark_Wholecare_Gateway_Medicaid | All_Plans | $953.31 | ↓ -64% |
| Health_Partners_Medicaid | All_Other_Plans | $953.31 | ↓ -64% |
| PA_Health_&_Wellness_Medicaid | All_Plans | $953.31 | ↓ -64% |
| Geisinger_Medicaid | All_Plans | $953.31 | ↓ -64% |
| Highmark | Higmark_Healthy_Kids | $997.98 | ↓ -63% |
| UPMC_Medicaid | All_Plans | $1,034.40 | ↓ -61% |
| Blue_Cross | Capital_Blue_Performance_PPO | $1,139.00 | ↓ -57% |
| Blue_Cross | All_Other_Plans | $1,139.00 | ↓ -57% |
| UPMC | UPMC_For_Kids | $1,953.00 | ↓ -27% |
| Aetna | All_Plans | $2,242.48 | ↓ -16% |
| WellSpan_Capital_Blue_Cross | All_Plans | $2,406.24 | ↓ -10% |
| Geisinger | All_Plans | $2,408.70 | ↓ -10% |
| Cigna | All_Plans | $2,489.12 | ↓ -7% |
| Aetna | PPO_Plan | $2,543.26 | ↓ -5% |
| Cigna | PPO_Plan | $2,613.78 | ↓ -2% |
| Performance_Blue | Blue_Cross_High_Performance_Network | $2,616.04 | ↓ -2% |
| Highmark | Blue_Cross_High_Performance_Network | $2,616.04 | ↓ -2% |
| Highmark | Choice_Blue_PPO | $2,616.04 | ↓ -2% |
| Highmark | All_Other_Plans | $2,939.27 | ↑ +10% |
| First_Health_Network | All_Plans | $3,092.25 | ↑ +16% |
| United_Healthcare | All_Plans | $4,371.20 | ↑ +63% |
Visitor-reported prices
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Copper intrauterine device at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Altoona | Altoona | $3,448.80 | $637.27 – $4,098.00 |
| UPMC Bedford | Everett | $3,515.20 | $835.07 – $3,954.60 |
| UPMC Carlisle | Carlisle | $651.00 | $148.65 – $1,560.45 |
| UPMC Community Osteopathic | Harrisburg | $651.00 | $217.00 – $1,061.09 |
| UPMC Northwest | Seneca | $3,515.20 | $1,653.96 – $1,653.96 |
| UPMC Hanover | Hanover | $651.00 | $800.78 – $1,560.45 |
| UPMC Horizon-Greenville | Greenville | $3,495.20 | $835.07 – $1,624.14 |
| UPMC Kane | Kane | $1,273.80 | $614.93 – $2,253.90 |