Car seat/bed test 60 minutes at WellSpan Chambersburg Hospital

112 N. 7th St., Chambersburg, PA · Wellspan · · NPI 1902804552

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 17, 2026

$137.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$172.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$29.44 with Highmark_Wholecare_Gateway_Medicaid vs $180.51 with Performance_Blue — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Highmark_Wholecare_Gateway_Medicaid All_Plans $29.44 ↓ -79%
Aetna_Better_Health_Kids All_Plans $30.96 ↓ -78%
Health_Partners_Medicaid All_Other_Plans $40.58 ↓ -71%
United_Medicaid Community_Plan_For_Kids $40.58 ↓ -71%
Blue_Cross_BlueJourney_Medicare All_Plans $40.58 ↓ -71%
Highmark_Medicare All_Plans $40.99 ↓ -70%
Highmark_Wholecare_Gateway_Medicare All_Plans $40.99 ↓ -70%
Aetna_Medicare All_Plans $41.80 ↓ -70%
Aetna_Advantra_Medicare All_Plans $41.80 ↓ -70%
United_Medicare ISNP_DSNP_Plans $42.61 ↓ -69%
Devoted_Medicare All_Plans $42.61 ↓ -69%
Amerihealth_Medicare All_Plans $42.81 ↓ -69%
Geisinger_Gold_Medicare All_Plans $43.42 ↓ -68%
Jefferson_Health_Medicare_Advantage All_Plans $43.83 ↓ -68%
PA_Health_&_Wellness_Medicare All_Plans $43.83 ↓ -68%
UPMC_Medicare UPMC_for_Life_Community_HealthChoices $52.75 ↓ -62%
UPMC_Medicare UPMC_for_Life_Complete_Care $52.75 ↓ -62%
Highmark Higmark_Healthy_Kids $61.28 ↓ -55%
Health_Partners_Medicaid Kidz_Partners $66.96 ↓ -51%
Blue_Cross Capital_Cares_4_kids $99.09 ↓ -28%
UPMC UPMC_For_Kids $103.20 ↓ -25%
Aetna All_Plans $115.41 ↓ -16%
WellSpan_Capital_Blue_Cross All_Plans $123.84 ↓ -10%
Geisinger All_Plans $127.28 ↓ -8%
Cigna All_Plans $128.11 ↓ -7%
Aetna PPO_Plan $130.89 ↓ -5%
Cigna PPO_Plan $134.52 ↓ -2%
Blue_Cross All_Other_Plans $141.56 ↑ +3%
United_Healthcare All_Plans $161.51 ↑ +17%
First_Health_Network All_Plans $163.40 ↑ +19%
Highmark All_Other_Plans $180.51 ↑ +31%
Highmark Blue_Cross_High_Performance_Network $180.51 ↑ +31%
Highmark Choice_Blue_PPO $180.51 ↑ +31%
Highmark My_Direct_Blue $180.51 ↑ +31%
Highmark Shared_Cost_Blue_PPO $180.51 ↑ +31%
Performance_Blue Blue_Cross_High_Performance_Network $180.51 ↑ +31%

Visitor-reported prices

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Car seat/bed test 60 minutes at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Carlisle Carlisle $87.00 $19.86 – $123.25
UPMC Cole Coudersport $165.60 $24.63 – $220.80
UPMC Community Osteopathic Harrisburg $87.00 $27.14 – $123.25
UPMC Hanover Hanover $87.00 $27.14 – $79.30
UPMC Lititz Lititz $87.00 $27.14 – $79.30
UPMC Memorial York $87.00 $27.14 – $79.30
UPMC Somerset Somerset $87.00 $23.83 – $70.67
WellSpan Ephrata Community Hospital Ephrata $147.20 $29.44 – $66.34

All Pennsylvania hospitals for this procedure →