Car seat/bed test 60 minutes at UPMC Memorial

1701 Innovation Drive, York, PA · UPMC · · NPI 1063945707

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$87.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$145.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$23.93 with Prime Net vs $613.00 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Prime Net Managed Medicare $23.93 ↓ -72%
United Healthcare Community Plan for Families PA Medicaid $27.14 ↓ -69%
Capital Blue Cross Medicare Advantage $29.00 ↓ -67%
Keystone Health Plan Medicare Advantage $29.00 ↓ -67%
Aetna Medicare $39.26 ↓ -55%
Geisinger Medicare $39.52 ↓ -55%
Cigna Medicare $39.52 ↓ -55%
United Healthcare Medicare $40.27 ↓ -54%
Highmark BCBS of PA Medicare $49.77 ↓ -43%
Prime Net ACO/Legacy Commercial $59.45 ↓ -32%
Aetna ACO $59.88 ↓ -31%
Keystone Autism Services ACAP $60.22 ↓ -31%
Prime Net GateKeeper/NonGateKeeper $69.17 ↓ -20%
Aetna Commercial $69.60 ↓ -20%
UPMC Work Partners Workers Comp $73.96 ↓ -15%
UPMC Health Plan CHIP $79.30 ↓ -9%
Geisinger Medicaid/CHIP $79.75 ↓ -8%
Capital Blue Cross Commercial $87.78 ↑ +1%
Capital Blue Cross CHIP $87.78 ↑ +1%
Keystone Health Plan Commercial $92.18 ↑ +6%
Geisinger Commercial $94.95 ↑ +9%
UPMC Health Plan Commercial $101.50 ↑ +17%
Wellspan Population Health Commercial $101.50 ↑ +17%
Prime Net FH-Medical Rental $108.03 ↑ +24%
Cigna Commercial $113.10 ↑ +30%
Multiplan PPO (Includes PHCS and Humana as Payers) $123.25 ↑ +42%
Highmark BCBS of PA Medicaid $124.68 ↑ +43%
Highmark BCBS of PA Commercial $132.65 ↑ +52%
United Healthcare Commercial $613.00 ↑ +605%

Visitor-reported prices

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Car seat/bed test 60 minutes at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Carlisle Carlisle $87.00 $19.86 – $123.25
UPMC Cole Coudersport $165.60 $24.63 – $220.80
UPMC Community Osteopathic Harrisburg $87.00 $27.14 – $123.25
UPMC Hanover Hanover $87.00 $27.14 – $79.30
UPMC Lititz Lititz $87.00 $27.14 – $79.30
UPMC Somerset Somerset $87.00 $23.83 – $70.67
Uniontown Hospital Uniontown $43.00 $17.24 – $75.19

All Pennsylvania hospitals for this procedure →