Car seat/bed test 60 minutes at UPMC Cole

1001 East Second Street, Coudersport, PA · UPMC · · NPI 110485184

Source: hospital's published price file ↗ · Published unknown · Ingested Aug 13, 2026

$165.60

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$276.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$24.63 with BCBS of Western NY vs $266.85 with Highmark BCBS of PA — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS of Western NY Medicare Advantage $24.63 ↓ -85%
UPMC Work Partners Workers Comp $70.67 ↓ -57%
Highmark BCBS of PA Community Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage/Together Blue Medicare Advantage $76.51 ↓ -54%
UPMC Health Plan Managed Medicare $77.28 ↓ -53%
AmeriHealth Caritas Medicare $77.28 ↓ -53%
United Healthcare Medicare $77.28 ↓ -53%
Humana Medicare $78.05 ↓ -53%
AmeriHealth Caritas Medicaid $79.21 ↓ -52%
AmeriHealth Caritas Community HealthChoices (CHC) $79.21 ↓ -52%
UPMC Health Plan CHIP $79.30 ↓ -52%
UPMC Health Plan Managed Medicaid $80.04 ↓ -52%
Cigna Medicare $81.14 ↓ -51%
PA Health & Wellness Medicare Advantage (Allwell by Wellcare) $83.46 ↓ -50%
PA Health & Wellness Allwell Medicare Advantage DSNP $83.46 ↓ -50%
Aetna Medicare $84.18 ↓ -49%
Highmark Wholecare (prev Gateway) Medicaid $110.40 ↓ -33%
Geisinger Medicaid $151.80 ↓ -8%
PA Health & Wellness Community Health Choices/PA Medicaid HMO $151.80 ↓ -8%
UPMC Health Plan Commercial $193.20 ↑ +17%
United Healthcare Commercial $193.20 ↑ +17%
Geisinger Commercial $207.00 ↑ +25%
Highmark BCBS of PA Commercial - Social Mission Indemnity $219.14 ↑ +32%
Highmark BCBS of PA Managed Care - Social Mission $219.14 ↑ +32%
InterGroup PPO $220.80 ↑ +33%
Humana Commercial $220.80 ↑ +33%
Galaxy Health Plan Commercial $220.80 ↑ +33%
Multiplan Worker's Compensation $220.80 ↑ +33%
Multiplan PPO/Auto $220.80 ↑ +33%
Aetna Commercial $226.32 ↑ +37%
Highmark BCBS of PA Commercial - Indemnity $266.85 ↑ +61%
Highmark BCBS of PA Managed Care $266.85 ↑ +61%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Car seat/bed test 60 minutes at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Carlisle Carlisle $87.00 $19.86 – $123.25
UPMC Community Osteopathic Harrisburg $87.00 $27.14 – $123.25
UPMC Hanover Hanover $87.00 $27.14 – $79.30
UPMC Lititz Lititz $87.00 $27.14 – $79.30
UPMC Memorial York $87.00 $27.14 – $79.30
UPMC Somerset Somerset $87.00 $23.83 – $70.67
Uniontown Hospital Uniontown $43.00 $17.24 – $75.19

All Pennsylvania hospitals for this procedure →