X-ray sternoclavicular joint(s) > 3 views at Community Medical Center

99 NJ-37, Toms River, NJ · RWJBarnabas Health · · NPI 1013010917

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Sep 10, 2026

$161.56

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$779.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$32.80 with Horizon Blue Cross Blue Shield of New Jersey vs $712.70 with Horizon Blue Cross Blue Shield of New Jersey — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Horizon Blue Cross Blue Shield of New Jersey NJ Health $32.80 ↓ -80%
Horizon Blue Cross Blue Shield of New Jersey Managed $45.80 ↓ -72%
Horizon Blue Cross Blue Shield of New Jersey State Benefit Plan $45.80 ↓ -72%
Horizon Blue Cross Blue Shield of New Jersey Omnia $45.80 ↓ -72%
Horizon Blue Cross Blue Shield of New Jersey Non-Managed $45.80 ↓ -72%
Amerihealth Regional Preferred $51.75 ↓ -68%
Amerihealth Local Value $51.75 ↓ -68%
Aetna PPO $78.63 ↓ -51%
Aetna HMO $78.63 ↓ -51%
Horizon Blue Cross Blue Shield of New Jersey Medicare Advantage $96.23 ↓ -40%
Humana Medicare $96.23 ↓ -40%
Wellpoint Medicare Advantage $96.23 ↓ -40%
Fidelis Care Medicare Advantage $96.23 ↓ -40%
Clover Health Medicare Advantage $96.23 ↓ -40%
Aetna Medicare $96.23 ↓ -40%
United Healthcare Community Plan $96.67 ↓ -40%
United Healthcare Medicare $98.15 ↓ -39%
Fidelis Care NJ Family Care $98.46 ↓ -39%
Aetna Better Health $105.78 ↓ -35%
United Healthcare Nexus $116.42 ↓ -28%
United Healthcare Oxford Metro $116.42 ↓ -28%
United Healthcare Commercial $126.10 ↓ -22%
United Healthcare Oxford Commercial $126.10 ↓ -22%
Cigna Local Plus $161.33 ↓ -0%
Cigna HMO $161.33 ↓ -0%
Cigna PPO $161.33 ↓ -0%
Emblem Health Commercial $168.40 ↑ +4%
Wellcare Ambetter Health Commercial $191.50 ↑ +19%
Wellpoint NJ Family Care $444.03 ↑ +175%
First Health Commercial $467.40 ↑ +189%
Qualcare Inc HMO/POS $519.59 ↑ +222%
Qualcare Inc PPO/WC $553.86 ↑ +243%
Horizon Blue Cross Blue Shield of New Jersey Worker's Comp $662.15 ↑ +310%
Horizon Blue Cross Blue Shield of New Jersey PIP $712.70 ↑ +341%

Visitor-reported prices

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X-ray sternoclavicular joint(s) > 3 views at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $146.21 $21.52 – $192.46
Cooperman Barnabas Medical Center Livingston $96.20 $32.80 – $197.58
Clara Maass Medical Center Belleville $130.87 $32.80 – $196.59
Newark Beth Israel Medical Center Newark $94.56 $22.16 – $197.58
Jersey City Medical Center Jersey City $161.87 $27.85 – $206.34
Monmouth Medical Center Long Branch $170.44 $32.80 – $193.95
Bayshore Medical Center Holmdel $97.46 $53.34 – $219.04
Hackensack University Medical Center Hackensack $103.69 $29.73 – $250.18

All New-jersey hospitals for this procedure →