X-ray sternoclavicular joint(s) > 3 views at Clara Maass Medical Center
1 Clara Maass Dr, Belleville, NJ · RWJBarnabas Health · · NPI 1902901333
$130.87
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$658.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$32.80 with Horizon Blue Cross Blue Shield of New Jersey vs $628.12 with Horizon Blue Cross Blue Shield of New Jersey — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Horizon Blue Cross Blue Shield of New Jersey | NJ Health | $32.80 | ↓ -75% |
| Horizon Blue Cross Blue Shield of New Jersey | Managed | $45.80 | ↓ -65% |
| Horizon Blue Cross Blue Shield of New Jersey | State Benefit Plan | $45.80 | ↓ -65% |
| Horizon Blue Cross Blue Shield of New Jersey | Omnia | $45.80 | ↓ -65% |
| Horizon Blue Cross Blue Shield of New Jersey | Non-Managed | $45.80 | ↓ -65% |
| Amerihealth | Local Value | $51.85 | ↓ -60% |
| Amerihealth | Regional Preferred | $51.85 | ↓ -60% |
| United Healthcare | Community Plan | $83.82 | ↓ -36% |
| Fidelis Care | NJ Family Care | $85.40 | ↓ -35% |
| Aetna | PPO | $85.68 | ↓ -35% |
| Aetna | HMO | $85.68 | ↓ -35% |
| Aetna | Better Health | $91.79 | ↓ -30% |
| Aetna | Medicare | $98.79 | ↓ -25% |
| Wellpoint | Medicare Advantage | $98.79 | ↓ -25% |
| Horizon Blue Cross Blue Shield of New Jersey | Medicare Advantage | $98.79 | ↓ -25% |
| Clover Health | Medicare Advantage | $98.79 | ↓ -25% |
| Humana | Medicare | $98.79 | ↓ -25% |
| Fidelis Care | Medicare Advantage | $98.79 | ↓ -25% |
| United Healthcare | Medicare | $100.77 | ↓ -23% |
| United Healthcare | Oxford Metro | $116.42 | ↓ -11% |
| United Healthcare | Nexus | $116.42 | ↓ -11% |
| United Healthcare | Commercial | $126.10 | ↓ -4% |
| United Healthcare | Oxford Commercial | $126.10 | ↓ -4% |
| Cigna | Local Plus | $161.33 | ↑ +23% |
| Cigna | HMO | $161.33 | ↑ +23% |
| Cigna | PPO | $161.33 | ↑ +23% |
| Emblem Health | Commercial | $172.88 | ↑ +32% |
| Wellcare | Ambetter Health Commercial | $196.59 | ↑ +50% |
| Wellpoint | NJ Family Care | $375.06 | ↑ +187% |
| First Health | Commercial | $394.80 | ↑ +202% |
| Qualcare Inc | HMO/POS | $505.34 | ↑ +286% |
| Qualcare Inc | PPO/WC | $538.90 | ↑ +312% |
| Horizon Blue Cross Blue Shield of New Jersey | Worker's Comp | $577.52 | ↑ +341% |
| Horizon Blue Cross Blue Shield of New Jersey | PIP | $628.12 | ↑ +380% |
Visitor-reported prices
Comments
X-ray sternoclavicular joint(s) > 3 views at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | $146.21 | $21.52 – $192.46 |
| Cooperman Barnabas Medical Center | Livingston | $96.20 | $32.80 – $197.58 |
| Community Medical Center | Toms River | $161.56 | $32.80 – $191.50 |
| Newark Beth Israel Medical Center | Newark | $94.56 | $22.16 – $197.58 |
| Jersey City Medical Center | Jersey City | $161.87 | $27.85 – $206.34 |
| Monmouth Medical Center | Long Branch | $170.44 | $32.80 – $193.95 |
| Bayshore Medical Center | Holmdel | $97.46 | $53.34 – $219.04 |
| Hackensack University Medical Center | Hackensack | $103.69 | $29.73 – $250.18 |