X-ray sternoclavicular joint(s) > 3 views at Hackensack University Medical Center

30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$103.69

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$528.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$29.73 with HORIZON vs $514.91 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HORIZON MANAGED MEDICAID $29.73 ↓ -71%
AMERIHEALTH LOCAL HMO $73.78 ↓ -29%
AMERIHEALTH REGIONAL HMO $73.78 ↓ -29%
KARNA MEDICARE ADVANTAGE $80.00 ↓ -23%
OPTUM HEALTH MANAGED MEDICAID $82.95 ↓ -20%
AETNA HMO $84.59 ↓ -18%
AETNA ASA $84.59 ↓ -18%
AETNA PPO $84.59 ↓ -18%
CLOVER MEDICARE ADVANTAGE $95.04 ↓ -8%
VACCN ALL PRODUCTS $103.69 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $103.69 ↑ +0%
HORIZON MEDICARE ADVANTAGE $103.69 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $103.69 ↑ +0%
WELLCARE MANAGED MEDICAID $103.69 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $103.69 ↑ +0%
AETNA MEDICARE ADVANTAGE $105.08 ↑ +1%
CIGNA PPO $108.72 ↑ +5%
CIGNA HMO $108.72 ↑ +5%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $108.88 ↑ +5%
AETNA MANAGED MEDICAID $132.53 ↑ +28%
SEOUL MEDICAL GROUP ALL PRODUCTS $151.01 ↑ +46%
UNITED HEALTHCARE HMO $250.18 ↑ +141%
OXFORD ALL PRODUCTS $264.00 ↑ +155%
HORIZON OMNIA $345.79 ↑ +233%
HORIZON WORKERS COMP $363.58 ↑ +251%
INTERGROUP ALL PRODUCTS $369.60 ↑ +256%
BERGEN RISK ALL PRODUCTS $396.00 ↑ +282%
HORIZON PIP $396.00 ↑ +282%
BRIGHTON HEALTH PLAN ALL PRODUCTS $417.12 ↑ +302%
LHP HEALTH ALL PRODUCTS $417.12 ↑ +302%
CIGNA BH $422.40 ↑ +307%
ACTIVECARE FIRST MCO ALL PRODUCTS $448.80 ↑ +333%
MULTIPLAN - PHCS ALL PRODUCTS $448.80 ↑ +333%
CHN ALL PRODUCTS $448.80 ↑ +333%
QUALCARE HMO $465.70 ↑ +349%
QUALCARE PPO $465.70 ↑ +349%
QUALCARE WORKERS COMP $465.70 ↑ +349%
HORIZON HMO $502.87 ↑ +385%
HORIZON INDEMNITY $505.45 ↑ +387%
HORIZON SHP $508.68 ↑ +391%
HORIZON PPO $514.91 ↑ +397%
HORIZON FEDERAL $514.91 ↑ +397%
AMERIGROUP MANAGED MEDICAID not published by hospital

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X-ray sternoclavicular joint(s) > 3 views at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $146.21 $21.52 – $192.46
Cooperman Barnabas Medical Center Livingston $96.20 $32.80 – $197.58
Community Medical Center Toms River $161.56 $32.80 – $191.50
Clara Maass Medical Center Belleville $130.87 $32.80 – $196.59
Newark Beth Israel Medical Center Newark $94.56 $22.16 – $197.58
Jersey City Medical Center Jersey City $161.87 $27.85 – $206.34
Monmouth Medical Center Long Branch $170.44 $32.80 – $193.95
Bayshore Medical Center Holmdel $97.46 $53.34 – $219.04

All New-jersey hospitals for this procedure →