Psychotherapy patient individual therapy 45 minutes at Robert Wood Johnson University Hospital Somerset
110 Rehill Ave, Somerville, NJ · RWJBarnabas Health · · NPI 1003236878
$102.41
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$606.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$90.05 with Fidelis Care vs $554.36 with Horizon Blue Cross Blue Shield of New Jersey — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Fidelis Care | NJ Family Care | $90.05 | ↓ -12% |
| Aetna | Better Health | $95.86 | ↓ -6% |
| Horizon Blue Cross Blue Shield of New Jersey | NJ Health | $100.17 | ↓ -2% |
| Wellpoint | NJ Family Care | $108.18 | ↑ +6% |
| Fidelis Care | Medicare Advantage | $175.59 | ↑ +71% |
| Clover Health | Medicare Advantage | $175.59 | ↑ +71% |
| Wellpoint | Medicare Advantage | $175.59 | ↑ +71% |
| Humana | Medicare | $175.59 | ↑ +71% |
| Horizon Blue Cross Blue Shield of New Jersey | Medicare Advantage | $175.59 | ↑ +71% |
| Aetna | Medicare | $175.59 | ↑ +71% |
| Emblem Health | Commercial | $307.28 | ↑ +200% |
| Cigna | Local Plus | $317.72 | ↑ +210% |
| Wellcare | Ambetter Health Commercial | $349.42 | ↑ +241% |
| Horizon Blue Cross Blue Shield of New Jersey | Omnia | $354.02 | ↑ +246% |
| First Health | Commercial | $363.60 | ↑ +255% |
| Cigna | HMO | $403.71 | ↑ +294% |
| Horizon Blue Cross Blue Shield of New Jersey | State Benefit Plan | $420.44 | ↑ +311% |
| Cigna | PPO | $425.23 | ↑ +315% |
| Horizon Blue Cross Blue Shield of New Jersey | Managed | $442.38 | ↑ +332% |
| Horizon Blue Cross Blue Shield of New Jersey | Non-Managed | $446.68 | ↑ +336% |
| Qualcare Inc | HMO/PPO/WC | $460.56 | ↑ +350% |
| Aetna | PPO | $502.98 | ↑ +391% |
| Aetna | HMO | $502.98 | ↑ +391% |
| Amerihealth | Local Value | $519.09 | ↑ +407% |
| Amerihealth | Regional Preferred | $519.09 | ↑ +407% |
| Horizon Blue Cross Blue Shield of New Jersey | PIP | $554.36 | ↑ +441% |
| Horizon Blue Cross Blue Shield of New Jersey | Worker's Comp | $554.36 | ↑ +441% |
Visitor-reported prices
Comments
Psychotherapy patient individual therapy 45 minutes at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Carrier Clinic | Belle Mead | $215.60 | $75.03 – $392.00 |
| Trinitas Regional Medical Center | Elizabeth | $97.22 | $100.17 – $351.18 |
| Saint Barnabas Behavioral Health Center | Toms River | $146.36 | $97.62 – $175.59 |
| Cooperman Barnabas Medical Center | Livingston | $109.76 | $100.17 – $360.52 |
| Clara Maass Medical Center | Belleville | $103.03 | $100.17 – $358.72 |
| Childrens Specialized Hospital | Mountainside | $162.50 | $192.00 – $195.00 |
| Newark Beth Israel Medical Center | Newark | $107.89 | $100.17 – $360.52 |
| Jersey City Medical Center | Jersey City | $107.64 | $100.17 – $376.53 |