Psychotherapy patient individual therapy 45 minutes at Saint Barnabas Behavioral Health Center
1691 US-9, Toms River, NJ · RWJBarnabas Health · · NPI 1033229158
$146.36
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$405.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$70.06 with Fidelis Care vs $243.00 with First Health — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Fidelis Care | NJ FamilyCare | $70.06 | ↓ -52% |
| Aetna | Better Health | $80.57 | ↓ -45% |
| Amerihealth | Regional Preferred | $97.62 | ↓ -33% |
| Amerihealth | Local Value | $97.62 | ↓ -33% |
| Aetna | Medicare Advantage | $100.84 | ↓ -31% |
| Aetna | PPO | $167.39 | ↑ +14% |
| Aetna | HMO | $167.39 | ↑ +14% |
| Horizon Blue Cross Blue Shield Of New Jersey (Horizon BCBSNJ) | Medicare Advantage | $175.59 | ↑ +20% |
| Wellpoint | Medicare Advantage | $175.59 | ↑ +20% |
| Clover Health | Medicare Advantage | $175.59 | ↑ +20% |
| Humana | Medicare Advantage | $175.59 | ↑ +20% |
| Wellpoint | NJ Family Care | $230.85 | ↑ +58% |
| First Health | Commercial | $243.00 | ↑ +66% |
Visitor-reported prices
Comments
Psychotherapy patient individual therapy 45 minutes at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Community Medical Center | Toms River | not published | $100.17 – $349.42 |
| Carrier Clinic | Belle Mead | $215.60 | $75.03 – $392.00 |
| Trinitas Regional Medical Center | Elizabeth | $97.22 | $100.17 – $351.18 |
| Cooperman Barnabas Medical Center | Livingston | $109.76 | $100.17 – $360.52 |
| Clara Maass Medical Center | Belleville | $103.03 | $100.17 – $358.72 |
| Childrens Specialized Hospital | Mountainside | $162.50 | $192.00 – $195.00 |
| Newark Beth Israel Medical Center | Newark | $107.89 | $100.17 – $360.52 |
| Jersey City Medical Center | Jersey City | $107.64 | $100.17 – $376.53 |