Psychotherapy patient individual therapy 45 minutes at Trinitas Regional Medical Center
225 Williamson St, Elizabeth, NJ · RWJBarnabas Health · · NPI 1770583999
$97.22
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$518.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$85.21 with Aetna vs $734.77 with Horizon Blue Cross Blue Shield of New Jersey — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Better Health | $85.21 | ↓ -12% |
| Horizon Blue Cross Blue Shield of New Jersey | NJ Health | $100.17 | ↑ +3% |
| Wellpoint | NJ Family Care | $102.17 | ↑ +5% |
| Wellpoint | Medicare Advantage | $175.59 | ↑ +81% |
| Fidelis Care | Medicare Advantage | $175.59 | ↑ +81% |
| Clover Health | Medicare Advantage | $175.59 | ↑ +81% |
| Aetna | Medicare | $175.59 | ↑ +81% |
| Humana | Medicare | $175.59 | ↑ +81% |
| Horizon Blue Cross Blue Shield of New Jersey | Medicare Advantage | $175.59 | ↑ +81% |
| Qualcare Inc | HMO/POS/PPO/WC | $214.94 | ↑ +121% |
| First Health | Commercial | $310.80 | ↑ +220% |
| Horizon Blue Cross Blue Shield of New Jersey | Worker's Comp | $330.32 | ↑ +240% |
| Horizon Blue Cross Blue Shield of New Jersey | PIP | $330.32 | ↑ +240% |
| Wellcare | Ambetter Health Commercial | $349.42 | ↑ +259% |
| Emblem Health | Commercial | $351.18 | ↑ +261% |
| Cigna | HMO | $379.53 | ↑ +290% |
| Cigna | PPO | $399.74 | ↑ +311% |
| Aetna | HMO | $438.22 | ↑ +351% |
| Aetna | PPO | $438.22 | ↑ +351% |
| Horizon Blue Cross Blue Shield of New Jersey | Omnia | $440.52 | ↑ +353% |
| Amerihealth | Local Value | $504.42 | ↑ +419% |
| Amerihealth | Regional Preferred | $504.42 | ↑ +419% |
| Horizon Blue Cross Blue Shield of New Jersey | Managed | $693.98 | ↑ +614% |
| Horizon Blue Cross Blue Shield of New Jersey | Non-Managed | $726.40 | ↑ +647% |
| Horizon Blue Cross Blue Shield of New Jersey | State Benefit Plan | $734.77 | ↑ +656% |
Visitor-reported prices
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Psychotherapy patient individual therapy 45 minutes at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Carrier Clinic | Belle Mead | $215.60 | $75.03 – $392.00 |
| Saint Barnabas Behavioral Health Center | Toms River | $146.36 | $97.62 – $175.59 |
| Cooperman Barnabas Medical Center | Livingston | $109.76 | $100.17 – $360.52 |
| Clara Maass Medical Center | Belleville | $103.03 | $100.17 – $358.72 |
| Childrens Specialized Hospital | Mountainside | $162.50 | $192.00 – $195.00 |
| Newark Beth Israel Medical Center | Newark | $107.89 | $100.17 – $360.52 |
| Jersey City Medical Center | Jersey City | $107.64 | $100.17 – $376.53 |
| Monmouth Medical Center | Long Branch | $113.33 | $100.17 – $353.90 |