Emg 3 ext w-w/o paraspinal area 95863 at Robert Wood Johnson University Hospital Rahway

865 Stone St, Rahway, NJ · RWJBarnabas Health · · NPI 1861486870

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Sep 10, 2026

$92.23

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$715.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$79.22 with United Healthcare vs $1,187.00 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare Community Plan $79.22 ↓ -14%
Fidelis Care NJ Family Care $81.43 ↓ -12%
Aetna Better Health $86.72 ↓ -6%
Wellpoint Medicare Advantage $170.99 ↑ +85%
Humana Medicare $170.99 ↑ +85%
Horizon Blue Cross Blue Shield of New Jersey Medicare Advantage $170.99 ↑ +85%
Fidelis Care Medicare Advantage $170.99 ↑ +85%
Aetna Medicare $170.99 ↑ +85%
Clover Health Medicare Advantage $170.99 ↑ +85%
United Healthcare Medicare $174.41 ↑ +89%
Horizon Blue Cross Blue Shield of New Jersey NJ Health $252.83 ↑ +174%
Horizon Blue Cross Blue Shield of New Jersey Omnia $273.13 ↑ +196%
Emblem Health Commercial $299.23 ↑ +224%
Amerihealth Local Value $338.48 ↑ +267%
Wellcare Ambetter Health Commercial $340.27 ↑ +269%
Cigna Local Plus $348.56 ↑ +278%
Horizon Blue Cross Blue Shield of New Jersey State Benefit Plan $355.21 ↑ +285%
Horizon Blue Cross Blue Shield of New Jersey Worker's Comp $358.57 ↑ +289%
Horizon Blue Cross Blue Shield of New Jersey PIP $365.50 ↑ +296%
Horizon Blue Cross Blue Shield of New Jersey Managed $390.17 ↑ +323%
Horizon Blue Cross Blue Shield of New Jersey Non-Managed $393.75 ↑ +327%
Amerihealth Regional Preferred $400.82 ↑ +335%
First Health Commercial $429.00 ↑ +365%
Cigna HMO $442.87 ↑ +380%
Cigna PPO $466.46 ↑ +406%
Qualcare Inc HMO/POS/PPO/WC $480.48 ↑ +421%
Aetna PPO $523.23 ↑ +467%
Aetna HMO $523.23 ↑ +467%
United Healthcare Oxford Metro $1,009.00 ↑ +994%
United Healthcare Nexus $1,009.00 ↑ +994%
United Healthcare Oxford Commercial $1,187.00 ↑ +1187%
United Healthcare Commercial $1,187.00 ↑ +1187%

Visitor-reported prices

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Emg 3 ext w-w/o paraspinal area 95863 at other New-jersey hospitals

Hospital City Cash price Negotiated range
Jersey City Medical Center Jersey City $190.55 $138.49 – $366.68
Bayshore Medical Center Holmdel $173.18 $173.18 – $978.00
Hackensack University Medical Center Hackensack $184.26 $147.41 – $4,692.00
Ocean University Medical Center Brick $170.99 $104.00 – $872.00
JFK Johnson Rehabilitation Institute (JRI) Edison $173.33 $104.00 – $4,008.00
Jersey Shore University Medical Center Neptune City $173.18 $173.18 – $1,032.00
Palisades Medical Center North Bergen $184.26 $184.26 – $1,301.00
Raritan Bay Medical Center Perth Amboy $173.33 $173.33 – $1,225.00

All New-jersey hospitals for this procedure →