Emg 3 ext w-w/o paraspinal area 95863 at Jersey City Medical Center
355 Grand St, Jersey City, NJ · RWJBarnabas Health · · NPI 1689744856
$190.55
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$917.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$138.49 with Wellpoint vs $1,187.00 with United Healthcare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Wellpoint | NJ Family Care | $138.49 | ↓ -27% |
| Humana | Medicare | $184.26 | ↓ -3% |
| Wellpoint | Medicare Advantage | $184.26 | ↓ -3% |
| Aetna | Medicare | $184.26 | ↓ -3% |
| Horizon Blue Cross Blue Shield of New Jersey | Medicare Advantage | $184.26 | ↓ -3% |
| Fidelis Care | Medicare Advantage | $184.26 | ↓ -3% |
| Clover Health | Medicare Advantage | $184.26 | ↓ -3% |
| United Healthcare | Medicare | $187.95 | ↓ -1% |
| Horizon Blue Cross Blue Shield of New Jersey | NJ Health | $235.80 | ↑ +24% |
| United Healthcare | Community Plan | $252.90 | ↑ +33% |
| Fidelis Care | NJ Family Care | $257.76 | ↑ +35% |
| Aetna | Better Health | $277.02 | ↑ +45% |
| Emblem Health | Commercial | $350.09 | ↑ +84% |
| Wellcare | Ambetter Health Commercial | $366.68 | ↑ +92% |
| Horizon Blue Cross Blue Shield of New Jersey | Omnia | $411.18 | ↑ +116% |
| Cigna | Local Plus | $487.75 | ↑ +156% |
| Horizon Blue Cross Blue Shield of New Jersey | State Benefit Plan | $487.93 | ↑ +156% |
| Horizon Blue Cross Blue Shield of New Jersey | Managed | $496.92 | ↑ +161% |
| Horizon Blue Cross Blue Shield of New Jersey | Non-Managed | $517.00 | ↑ +171% |
| Aetna | HMO | $541.03 | ↑ +184% |
| Aetna | PPO | $541.03 | ↑ +184% |
| First Health | Commercial | $550.20 | ↑ +189% |
| Amerihealth | Regional Preferred | $557.99 | ↑ +193% |
| Amerihealth | Local Value | $557.99 | ↑ +193% |
| Cigna | HMO | $619.70 | ↑ +225% |
| Qualcare Inc | PPO/WC | $648.31 | ↑ +240% |
| Qualcare Inc | HMO/POS | $648.31 | ↑ +240% |
| Cigna | PPO | $652.72 | ↑ +243% |
| Horizon Blue Cross Blue Shield of New Jersey | Worker's Comp | $768.62 | ↑ +303% |
| Horizon Blue Cross Blue Shield of New Jersey | PIP | $832.36 | ↑ +337% |
| United Healthcare | Nexus | $1,009.00 | ↑ +430% |
| United Healthcare | Oxford Metro | $1,009.00 | ↑ +430% |
| United Healthcare | Oxford Commercial | $1,187.00 | ↑ +523% |
| United Healthcare | Commercial | $1,187.00 | ↑ +523% |
Visitor-reported prices
Comments
Emg 3 ext w-w/o paraspinal area 95863 at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | $173.18 | $173.18 – $978.00 |
| Hackensack University Medical Center | Hackensack | $184.26 | $147.41 – $4,692.00 |
| Ocean University Medical Center | Brick | $170.99 | $104.00 – $872.00 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $173.33 | $104.00 – $4,008.00 |
| Jersey Shore University Medical Center | Neptune City | $173.18 | $173.18 – $1,032.00 |
| Palisades Medical Center | North Bergen | $184.26 | $184.26 – $1,301.00 |
| Raritan Bay Medical Center | Perth Amboy | $173.33 | $173.33 – $1,225.00 |
| Riverview Medical Center | Red Bank | $173.18 | $173.18 – $992.00 |