Emg 3 ext w-w/o paraspinal area 95863 at Palisades Medical Center

7600 River Rd., North Bergen, NJ · Hackensack Meridian Health · · NPI 1730692344

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$184.26

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$697.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$119.19 with AETNA vs $2,465.00 with AMERIHEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA MANAGED MEDICAID $119.19 ↓ -35%
SEOUL MEDICAL GROUP ALL PRODUCTS $121.28 ↓ -34%
CLOVER MEDICARE ADVANTAGE $125.46 ↓ -32%
HORIZON MEDICARE ADVANTAGE $184.26 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $184.26 ↑ +0%
AMERIGROUP MEDICARE ADVANTAGE $184.26 ↑ +0%
WELLCARE MANAGED MEDICAID $184.26 ↑ +0%
VACCN ALL PRODUCTS $184.26 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $184.26 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $193.47 ↑ +5%
AETNA MEDICARE ADVANTAGE $200.84 ↑ +9%
HORIZON MANAGED MEDICAID $258.07 ↑ +40%
KARNA MEDICARE ADVANTAGE $366.19 ↑ +99%
AETNA PPO $438.83 ↑ +138%
AETNA HMO $438.83 ↑ +138%
HORIZON OMNIA $476.89 ↑ +159%
HORIZON WORKERS COMP $479.95 ↑ +160%
HORIZON PIP $522.75 ↑ +184%
BERGEN RISK ALL PRODUCTS $522.75 ↑ +184%
ACTIVECARE FIRST MCO ALL PRODUCTS $557.60 ↑ +203%
HORIZON SHP $572.17 ↑ +211%
HORIZON HMO $589.38 ↑ +220%
MULTIPLAN - PHCS ALL PRODUCTS $592.45 ↑ +222%
HORIZON INDEMNITY $593.98 ↑ +222%
HORIZON PPO $604.30 ↑ +228%
BRIGHTON HEALTH PLAN ALL PRODUCTS $627.30 ↑ +240%
QUALCARE HMO $645.42 ↑ +250%
QUALCARE PPO $645.42 ↑ +250%
QUALCARE WORKERS COMP $645.42 ↑ +250%
CIGNA HMO $666.54 ↑ +262%
CIGNA PPO $666.54 ↑ +262%
OXFORD ALL PRODUCTS $935.00 ↑ +407%
UNITED HEALTHCARE HMO $1,301.00 ↑ +606%
AMERIHEALTH LOCAL HMO $2,217.00 ↑ +1103%
AMERIHEALTH REGIONAL HMO $2,465.00 ↑ +1238%
UNITED HEALTHCARE MANAGED MEDICAID not published by hospital
AMERIGROUP MANAGED MEDICAID not published by hospital

Visitor-reported prices

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Emg 3 ext w-w/o paraspinal area 95863 at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $173.18 $173.18 – $978.00
Hackensack University Medical Center Hackensack $184.26 $147.41 – $4,692.00
Ocean University Medical Center Brick $170.99 $104.00 – $872.00
JFK Johnson Rehabilitation Institute (JRI) Edison $173.33 $104.00 – $4,008.00
Jersey Shore University Medical Center Neptune City $173.18 $173.18 – $1,032.00
Raritan Bay Medical Center Perth Amboy $173.33 $173.33 – $1,225.00
Riverview Medical Center Red Bank $173.18 $173.18 – $992.00
Southern Ocean Medical Center Manahawkin $170.99 $170.99 – $1,041.00

All New-jersey hospitals for this procedure →