Mr spectroscopy at Raritan Bay Medical Center

530 New Brunswick Avenue, Perth Amboy, NJ · Hackensack Meridian Health · · NPI 1790297455

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$97.54

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,056.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$97.54 with VACCN vs $4,332.00 with BERGEN RISK — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
VACCN ALL PRODUCTS $97.54 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $97.54 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $97.54 ↑ +0%
WELLCARE MANAGED MEDICAID $97.54 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $102.42 ↑ +5%
AMERIGROUP MEDICARE ADVANTAGE $104.37 ↑ +7%
AETNA MEDICARE ADVANTAGE $106.32 ↑ +9%
UNITED HEALTHCARE DSNP $117.05 ↑ +20%
OXFORD ALL PRODUCTS $196.79 ↑ +102%
UNITED HEALTHCARE HMO $196.79 ↑ +102%
AETNA MANAGED MEDICAID $273.45 ↑ +180%
CLOVER MEDICARE ADVANTAGE $370.08 ↑ +279%
SEOUL MEDICAL GROUP ALL PRODUCTS $425.59 ↑ +336%
HORIZON MANAGED MEDICAID $630.00 ↑ +546%
AMERIHEALTH LOCAL HMO $944.81 ↑ +869%
UNITED HEALTHCARE MANAGED MEDICAID $951.00 ↑ +875%
AMERIHEALTH REGIONAL HMO $952.56 ↑ +877%
AETNA PPO $1,053.64 ↑ +980%
AETNA HMO $1,053.64 ↑ +980%
ACTIVECARE FIRST MCO ALL PRODUCTS $1,060.00 ↑ +987%
KARNA MEDICARE ADVANTAGE $1,069.47 ↑ +996%
BRIGHTON HEALTH PLAN ALL PRODUCTS $1,418.64 ↑ +1354%
HORIZON OMNIA $1,570.78 ↑ +1510%
HORIZON PIP $1,591.34 ↑ +1531%
HORIZON WORKERS COMP $1,602.45 ↑ +1543%
AETNA ASA $1,609.85 ↑ +1550%
CIGNA BH $1,644.80 ↑ +1586%
HORIZON INDEMNITY $1,727.66 ↑ +1671%
MULTIPLAN - PHCS ALL PRODUCTS $1,747.60 ↑ +1692%
HORIZON SHP $1,918.25 ↑ +1867%
HORIZON HMO $1,936.75 ↑ +1886%
QUALCARE WORKERS COMP $1,947.00 ↑ +1896%
CIGNA PPO $1,966.15 ↑ +1916%
CIGNA HMO $1,966.15 ↑ +1916%
HORIZON PPO $1,986.10 ↑ +1936%
QUALCARE PPO $2,921.00 ↑ +2895%
QUALCARE HMO $2,921.00 ↑ +2895%
BERGEN RISK ALL PRODUCTS $4,332.00 ↑ +4341%
AMERIGROUP MANAGED MEDICAID not published by hospital

Visitor-reported prices

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Mr spectroscopy at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $588.25 $96.23 – $896.25
Cooperman Barnabas Medical Center Livingston $425.28 $98.79 – $2,072.00
Community Medical Center Toms River $649.99 $96.23 – $2,072.00
Newark Beth Israel Medical Center Newark $418.05 $98.79 – $2,072.00
Monmouth Medical Center Long Branch $685.71 $97.46 – $2,072.00
Bayshore Medical Center Holmdel $97.46 $97.46 – $4,332.00
Hackensack University Medical Center Hackensack $103.69 $82.95 – $4,332.00
Ocean University Medical Center Brick $96.23 $88.05 – $4,332.00

All New-jersey hospitals for this procedure →