Mr spectroscopy at Monmouth Medical Center

300 2nd Ave, Long Branch, NJ · RWJBarnabas Health · · NPI 1609983790

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Sep 10, 2026

$685.71

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,134.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$97.46 with Aetna vs $3,317.00 with Qualcare Inc — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare $97.46 ↓ -86%
Humana Medicare $97.46 ↓ -86%
Horizon Blue Cross Blue Shield of New Jersey Medicare Advantage $97.46 ↓ -86%
Fidelis Care Medicare Advantage $97.46 ↓ -86%
Clover Health Medicare Advantage $97.46 ↓ -86%
Wellpoint Medicare Advantage $97.46 ↓ -86%
United Healthcare Medicare $98.15 ↓ -86%
United Healthcare Nexus $116.42 ↓ -83%
United Healthcare Oxford Metro $116.42 ↓ -83%
Emblem Health Commercial $170.56 ↓ -75%
Wellcare Ambetter Health Commercial $193.95 ↓ -72%
Cigna Local Plus $326.00 ↓ -52%
Cigna HMO $414.00 ↓ -40%
Cigna PPO $436.00 ↓ -36%
Horizon Blue Cross Blue Shield of New Jersey NJ Health $459.20 ↓ -33%
United Healthcare Commercial $569.07 ↓ -17%
United Healthcare Oxford Commercial $569.07 ↓ -17%
Amerihealth Local Value $664.30 ↓ -3%
Amerihealth Regional Preferred $664.30 ↓ -3%
United Healthcare Community Plan $778.79 ↑ +14%
Fidelis Care NJ Family Care $793.84 ↑ +16%
Aetna Better Health $853.07 ↑ +24%
Horizon Blue Cross Blue Shield of New Jersey Managed $912.74 ↑ +33%
Horizon Blue Cross Blue Shield of New Jersey Non-Managed $912.74 ↑ +33%
Horizon Blue Cross Blue Shield of New Jersey State Benefit Plan $912.74 ↑ +33%
Horizon Blue Cross Blue Shield of New Jersey Omnia $912.74 ↑ +33%
Wellpoint NJ Family Care $1,786.38 ↑ +161%
Aetna HMO $1,880.40 ↑ +174%
First Health Commercial $1,880.40 ↑ +174%
Aetna PPO $1,880.40 ↑ +174%
Qualcare Inc PPO/WC $2,072.00 ↑ +202%
Horizon Blue Cross Blue Shield of New Jersey Worker's Comp $2,950.66 ↑ +330%
Horizon Blue Cross Blue Shield of New Jersey PIP $3,030.89 ↑ +342%
Qualcare Inc HMO/POS $3,317.00 ↑ +384%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Mr spectroscopy at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $588.25 $96.23 – $896.25
Cooperman Barnabas Medical Center Livingston $425.28 $98.79 – $2,072.00
Community Medical Center Toms River $649.99 $96.23 – $2,072.00
Newark Beth Israel Medical Center Newark $418.05 $98.79 – $2,072.00
Bayshore Medical Center Holmdel $97.46 $97.46 – $4,332.00
Hackensack University Medical Center Hackensack $103.69 $82.95 – $4,332.00
Ocean University Medical Center Brick $96.23 $88.05 – $4,332.00
JFK Johnson Rehabilitation Institute (JRI) Edison $97.54 $88.05 – $4,332.00

All New-jersey hospitals for this procedure →