Mr spectroscopy at Hackensack University Medical Center
30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279
$103.69
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,056.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$82.95 with OPTUM HEALTH vs $4,332.00 with BERGEN RISK — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| OPTUM HEALTH | MANAGED MEDICAID | $82.95 | ↓ -20% |
| HORIZON | MEDICARE ADVANTAGE | $103.69 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $103.69 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $103.69 | ↑ +0% |
| VACCN | ALL PRODUCTS | $103.69 | ↑ +0% |
| OPTUM HEALTH | MEDICARE ADVANTAGE | $103.69 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $103.69 | ↑ +0% |
| AETNA | MEDICARE ADVANTAGE | $105.08 | ↑ +1% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $108.88 | ↑ +5% |
| OXFORD | ALL PRODUCTS | $250.18 | ↑ +141% |
| UNITED HEALTHCARE | HMO | $250.18 | ↑ +141% |
| CLOVER | MEDICARE ADVANTAGE | $370.08 | ↑ +257% |
| HORIZON | MANAGED MEDICAID | $416.28 | ↑ +301% |
| AETNA | MANAGED MEDICAID | $516.06 | ↑ +398% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $588.02 | ↑ +467% |
| AMERIHEALTH | REGIONAL HMO | $947.17 | ↑ +813% |
| AMERIHEALTH | LOCAL HMO | $947.17 | ↑ +813% |
| KARNA | MEDICARE ADVANTAGE | $1,069.47 | ↑ +931% |
| AETNA | ASA | $1,296.91 | ↑ +1151% |
| AETNA | HMO | $1,296.91 | ↑ +1151% |
| AETNA | PPO | $1,296.91 | ↑ +1151% |
| HORIZON | OMNIA | $1,346.47 | ↑ +1199% |
| HORIZON | WORKERS COMP | $1,415.76 | ↑ +1265% |
| INTERGROUP | ALL PRODUCTS | $1,439.20 | ↑ +1288% |
| HORIZON | PIP | $1,542.00 | ↑ +1387% |
| CHN | ALL PRODUCTS | $1,570.61 | ↑ +1415% |
| LHP HEALTH | ALL PRODUCTS | $1,624.24 | ↑ +1466% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $1,624.24 | ↑ +1466% |
| CIGNA | BH | $1,644.80 | ↑ +1486% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $1,747.60 | ↑ +1585% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $1,747.60 | ↑ +1585% |
| QUALCARE | PPO | $1,813.39 | ↑ +1649% |
| QUALCARE | WORKERS COMP | $1,813.39 | ↑ +1649% |
| QUALCARE | HMO | $1,813.39 | ↑ +1649% |
| HORIZON | HMO | $1,958.13 | ↑ +1788% |
| HORIZON | INDEMNITY | $1,968.21 | ↑ +1798% |
| HORIZON | SHP | $1,980.75 | ↑ +1810% |
| CIGNA | PPO | $1,989.18 | ↑ +1818% |
| CIGNA | HMO | $1,989.18 | ↑ +1818% |
| HORIZON | FEDERAL | $2,005.01 | ↑ +1834% |
| HORIZON | PPO | $2,005.01 | ↑ +1834% |
| BERGEN RISK | ALL PRODUCTS | $4,332.00 | ↑ +4078% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Mr spectroscopy at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | $588.25 | $96.23 – $896.25 |
| Cooperman Barnabas Medical Center | Livingston | $425.28 | $98.79 – $2,072.00 |
| Community Medical Center | Toms River | $649.99 | $96.23 – $2,072.00 |
| Newark Beth Israel Medical Center | Newark | $418.05 | $98.79 – $2,072.00 |
| Monmouth Medical Center | Long Branch | $685.71 | $97.46 – $2,072.00 |
| Bayshore Medical Center | Holmdel | $97.46 | $97.46 – $4,332.00 |
| Ocean University Medical Center | Brick | $96.23 | $88.05 – $4,332.00 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $97.54 | $88.05 – $4,332.00 |