Chest CT scan (with contrast) at Raritan Bay Medical Center

530 New Brunswick Avenue, Perth Amboy, NJ · Hackensack Meridian Health · · NPI 1790297455

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$197.21

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,354.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$197.21 with WELLCARE vs $3,239.96 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
WELLCARE MANAGED MEDICAID $197.21 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $197.21 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $197.21 ↑ +0%
VACCN ALL PRODUCTS $197.21 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $207.07 ↑ +5%
AMERIGROUP MEDICARE ADVANTAGE $211.02 ↑ +7%
AETNA MEDICARE ADVANTAGE $214.96 ↑ +9%
UNITED HEALTHCARE DSNP $236.66 ↑ +20%
KARNA MEDICARE ADVANTAGE $330.15 ↑ +67%
CIGNA PPO $349.68 ↑ +77%
CIGNA HMO $349.68 ↑ +77%
HORIZON MANAGED MEDICAID $384.53 ↑ +95%
OXFORD ALL PRODUCTS $434.32 ↑ +120%
UNITED HEALTHCARE HMO $434.32 ↑ +120%
AETNA MANAGED MEDICAID $446.08 ↑ +126%
AETNA HMO $468.88 ↑ +138%
AETNA PPO $468.88 ↑ +138%
CLOVER MEDICARE ADVANTAGE $603.72 ↑ +206%
AMERIHEALTH LOCAL HMO $644.46 ↑ +227%
AMERIHEALTH REGIONAL HMO $649.75 ↑ +229%
SEOUL MEDICAL GROUP ALL PRODUCTS $694.28 ↑ +252%
UNITED HEALTHCARE MANAGED MEDICAID $714.00 ↑ +262%
ACTIVECARE FIRST MCO ALL PRODUCTS $954.00 ↑ +384%
QUALCARE WORKERS COMP $1,752.00 ↑ +788%
BRIGHTON HEALTH PLAN ALL PRODUCTS $2,314.26 ↑ +1074%
BERGEN RISK ALL PRODUCTS $2,515.50 ↑ +1176%
HORIZON OMNIA $2,562.46 ↑ +1199%
HORIZON PIP $2,596.00 ↑ +1216%
HORIZON WORKERS COMP $2,614.11 ↑ +1226%
AETNA ASA $2,626.18 ↑ +1232%
CIGNA BH $2,683.20 ↑ +1261%
HORIZON INDEMNITY $2,818.37 ↑ +1329%
MULTIPLAN - PHCS ALL PRODUCTS $2,850.90 ↑ +1346%
QUALCARE HMO $2,921.00 ↑ +1381%
QUALCARE PPO $2,921.00 ↑ +1381%
HORIZON SHP $3,129.28 ↑ +1487%
HORIZON HMO $3,159.47 ↑ +1502%
HORIZON PPO $3,239.96 ↑ +1543%
AMERIGROUP MANAGED MEDICAID not published by hospital

Visitor-reported prices

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Chest CT scan (with contrast) at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $197.04 $197.04 – $2,083.00
Hackensack University Medical Center Hackensack $209.65 $167.72 – $2,426.69
Ocean University Medical Center Brick $194.55 $178.02 – $2,083.00
JFK Johnson Rehabilitation Institute (JRI) Edison $197.21 $178.02 – $576.28
Jersey Shore University Medical Center Neptune City $197.04 $197.04 – $2,083.00
Palisades Medical Center North Bergen $209.65 $209.65 – $650.00
Riverview Medical Center Red Bank $197.04 $197.04 – $2,083.00
Southern Ocean Medical Center Manahawkin $194.55 $194.55 – $644.46

All New-jersey hospitals for this procedure →