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Chest CT scan (with contrast) at Bayshore Medical Center
727 North Beers St., Holmdel, NJ · Hackensack Meridian Health · · NPI 1760994412
$197.04
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,354.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$197.04 with HORIZON BCBS BRAVEN vs $2,917.00 with QUALCARE — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $197.04 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $197.04 | ↑ +0% |
| VACCN | ALL PRODUCTS | $197.04 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $197.04 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $206.90 | ↑ +5% |
| AETNA | MEDICARE ADVANTAGE | $214.78 | ↑ +9% |
| UNITED HEALTHCARE | DSNP | $236.45 | ↑ +20% |
| CIGNA | PPO | $349.68 | ↑ +77% |
| CIGNA | HMO | $349.68 | ↑ +77% |
| UNITED HEALTHCARE | HMO | $434.32 | ↑ +120% |
| OXFORD | ALL PRODUCTS | $434.32 | ↑ +120% |
| AETNA | PPO | $468.88 | ↑ +138% |
| AETNA | HMO | $468.88 | ↑ +138% |
| AETNA | MANAGED MEDICAID | $550.06 | ↑ +179% |
| CLOVER | MEDICARE ADVANTAGE | $603.72 | ↑ +206% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $627.20 | ↑ +218% |
| AMERIHEALTH | LOCAL HMO | $644.46 | ↑ +227% |
| AMERIHEALTH | REGIONAL HMO | $655.61 | ↑ +233% |
| UNITED HEALTHCARE | MANAGED MEDICAID | $714.00 | ↑ +262% |
| HORIZON | MANAGED MEDICAID | $2,042.25 | ↑ +936% |
| QUALCARE | HMO | $2,083.00 | ↑ +957% |
| QUALCARE | WORKERS COMP | $2,159.44 | ↑ +996% |
| HORIZON | PIP | $2,163.33 | ↑ +998% |
| HORIZON | WORKERS COMP | $2,163.33 | ↑ +998% |
| HORIZON | OMNIA | $2,290.45 | ↑ +1062% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $2,314.26 | ↑ +1075% |
| BERGEN RISK | ALL PRODUCTS | $2,515.50 | ↑ +1177% |
| AETNA | ASA | $2,626.18 | ↑ +1233% |
| CIGNA | BH | $2,683.20 | ↑ +1262% |
| HORIZON | SHP | $2,800.93 | ↑ +1322% |
| HORIZON | HMO | $2,828.43 | ↑ +1335% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $2,850.90 | ↑ +1347% |
| HORIZON | INDEMNITY | $2,869.01 | ↑ +1356% |
| HORIZON | PPO | $2,895.17 | ↑ +1369% |
| QUALCARE | PPO | $2,917.00 | ↑ +1380% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
| KARNA | MEDICARE ADVANTAGE | not published by hospital | — |
Visitor-reported prices
Comments
Chest CT scan (with contrast) at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Hackensack University Medical Center | Hackensack | $209.65 | $167.72 – $2,809.17 |
| Ocean University Medical Center | Brick | $194.55 | $178.02 – $2,707.25 |