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Chest CT scan (with contrast) at Hackensack University Medical Center
30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279
$209.65
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,185.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$167.72 with OPTUM HEALTH vs $3,106.01 with HORIZON — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| OPTUM HEALTH | MANAGED MEDICAID | $167.72 | ↓ -20% |
| OPTUM HEALTH | MEDICARE ADVANTAGE | $209.65 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $209.65 | ↑ +0% |
| HORIZON | MEDICARE ADVANTAGE | $209.65 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $209.65 | ↑ +0% |
| VACCN | ALL PRODUCTS | $209.65 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $209.65 | ↑ +0% |
| AETNA | MEDICARE ADVANTAGE | $212.47 | ↑ +1% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $220.13 | ↑ +5% |
| HORIZON | MANAGED MEDICAID | $254.08 | ↑ +21% |
| KARNA | MEDICARE ADVANTAGE | $330.15 | ↑ +57% |
| CIGNA | PPO | $342.67 | ↑ +63% |
| CIGNA | HMO | $342.67 | ↑ +63% |
| UNITED HEALTHCARE | HMO | $552.17 | ↑ +163% |
| OXFORD | ALL PRODUCTS | $552.17 | ↑ +163% |
| CLOVER | MEDICARE ADVANTAGE | $573.30 | ↑ +173% |
| AETNA | PPO | $577.14 | ↑ +175% |
| AETNA | ASA | $577.14 | ↑ +175% |
| AETNA | HMO | $577.14 | ↑ +175% |
| AMERIHEALTH | LOCAL HMO | $646.07 | ↑ +208% |
| AMERIHEALTH | REGIONAL HMO | $646.07 | ↑ +208% |
| AETNA | MANAGED MEDICAID | $799.44 | ↑ +281% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $910.91 | ↑ +334% |
| HORIZON | OMNIA | $2,085.86 | ↑ +895% |
| HORIZON | WORKERS COMP | $2,193.19 | ↑ +946% |
| INTERGROUP | ALL PRODUCTS | $2,229.50 | ↑ +963% |
| HORIZON | PIP | $2,388.75 | ↑ +1039% |
| BERGEN RISK | ALL PRODUCTS | $2,388.75 | ↑ +1039% |
| LHP HEALTH | ALL PRODUCTS | $2,426.69 | ↑ +1057% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $2,516.15 | ↑ +1100% |
| CIGNA | BH | $2,548.00 | ↑ +1115% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $2,707.25 | ↑ +1191% |
| CHN | ALL PRODUCTS | $2,707.25 | ↑ +1191% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $2,707.25 | ↑ +1191% |
| QUALCARE | HMO | $2,809.17 | ↑ +1240% |
| QUALCARE | WORKERS COMP | $2,809.17 | ↑ +1240% |
| QUALCARE | PPO | $2,809.17 | ↑ +1240% |
| HORIZON | HMO | $3,033.39 | ↑ +1347% |
| HORIZON | INDEMNITY | $3,049.00 | ↑ +1354% |
| HORIZON | SHP | $3,068.43 | ↑ +1364% |
| HORIZON | FEDERAL | $3,106.01 | ↑ +1382% |
| HORIZON | PPO | $3,106.01 | ↑ +1382% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Chest CT scan (with contrast) at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | $197.04 | $197.04 – $2,850.90 |
| Ocean University Medical Center | Brick | $194.55 | $178.02 – $2,707.25 |