Chest CT scan (with and without contrast) at Raritan Bay Medical Center

530 New Brunswick Avenue, Perth Amboy, NJ · Hackensack Meridian Health · · NPI 1790297455

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$197.21

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,737.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$197.21 with WELLCARE vs $3,609.94 with HORIZON — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
WELLCARE MANAGED MEDICAID $197.21 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $197.21 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $197.21 ↑ +0%
VACCN ALL PRODUCTS $197.21 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $207.07 ↑ +5%
AMERIGROUP MEDICARE ADVANTAGE $211.02 ↑ +7%
AETNA MEDICARE ADVANTAGE $214.96 ↑ +9%
UNITED HEALTHCARE DSNP $236.66 ↑ +20%
KARNA MEDICARE ADVANTAGE $388.75 ↑ +97%
HORIZON MANAGED MEDICAID $393.75 ↑ +100%
CIGNA PPO $433.07 ↑ +120%
CIGNA HMO $433.07 ↑ +120%
OXFORD ALL PRODUCTS $434.32 ↑ +120%
UNITED HEALTHCARE HMO $434.32 ↑ +120%
AETNA MANAGED MEDICAID $497.02 ↑ +152%
AETNA HMO $577.65 ↑ +193%
AETNA PPO $577.65 ↑ +193%
CLOVER MEDICARE ADVANTAGE $672.66 ↑ +241%
UNITED HEALTHCARE MANAGED MEDICAID $714.00 ↑ +262%
SEOUL MEDICAL GROUP ALL PRODUCTS $773.56 ↑ +292%
AMERIHEALTH LOCAL HMO $787.68 ↑ +299%
AMERIHEALTH REGIONAL HMO $794.13 ↑ +303%
ACTIVECARE FIRST MCO ALL PRODUCTS $954.00 ↑ +384%
QUALCARE WORKERS COMP $1,752.00 ↑ +788%
BRIGHTON HEALTH PLAN ALL PRODUCTS $2,578.53 ↑ +1208%
BERGEN RISK ALL PRODUCTS $2,802.75 ↑ +1321%
HORIZON OMNIA $2,855.07 ↑ +1348%
HORIZON PIP $2,892.44 ↑ +1367%
HORIZON WORKERS COMP $2,912.62 ↑ +1377%
QUALCARE PPO $2,921.00 ↑ +1381%
QUALCARE HMO $2,921.00 ↑ +1381%
AETNA ASA $2,926.07 ↑ +1384%
CIGNA BH $2,989.60 ↑ +1416%
HORIZON INDEMNITY $3,140.20 ↑ +1492%
MULTIPLAN - PHCS ALL PRODUCTS $3,176.45 ↑ +1511%
HORIZON SHP $3,486.62 ↑ +1668%
HORIZON HMO $3,520.25 ↑ +1685%
HORIZON PPO $3,609.94 ↑ +1731%
AMERIGROUP MANAGED MEDICAID not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Chest CT scan (with and without contrast) at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $197.04 $197.04 – $2,083.00
Hackensack University Medical Center Hackensack $209.65 $167.72 – $3,036.82
Ocean University Medical Center Brick $194.55 $178.02 – $2,083.00
JFK Johnson Rehabilitation Institute (JRI) Edison $197.21 $178.02 – $704.35
Jersey Shore University Medical Center Neptune City $197.04 $197.04 – $2,083.00
Palisades Medical Center North Bergen $209.65 $209.65 – $787.68
Riverview Medical Center Red Bank $197.04 $197.04 – $2,083.00
Southern Ocean Medical Center Manahawkin $194.55 $194.55 – $787.68

All New-jersey hospitals for this procedure →