Chest CT scan (with and without contrast) at Jersey Shore University Medical Center

1945 NJ-33, Neptune City, NJ · Hackensack Meridian Health · · NPI 1790297547

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$197.04

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,930.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$197.04 with VACCN vs $3,930.00 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
VACCN ALL PRODUCTS $197.04 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $197.04 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $197.04 ↑ +0%
WELLCARE MANAGED MEDICAID $197.04 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $197.04 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $206.90 ↑ +5%
AETNA MEDICARE ADVANTAGE $214.78 ↑ +9%
UNITED HEALTHCARE DSNP $236.45 ↑ +20%
KARNA MEDICARE ADVANTAGE $369.94 ↑ +88%
CIGNA PPO $433.07 ↑ +120%
CIGNA HMO $433.07 ↑ +120%
UNITED HEALTHCARE HMO $548.59 ↑ +178%
OXFORD ALL PRODUCTS $548.59 ↑ +178%
AETNA PPO $601.55 ↑ +205%
AETNA HMO $601.55 ↑ +205%
ACTIVECARE FIRST MCO ALL PRODUCTS $650.00 ↑ +230%
AETNA MANAGED MEDICAID $652.38 ↑ +231%
CLOVER MEDICARE ADVANTAGE $707.40 ↑ +259%
UNITED HEALTHCARE MANAGED MEDICAID $714.00 ↑ +262%
AMERIHEALTH LOCAL HMO $774.08 ↑ +293%
AMERIHEALTH REGIONAL HMO $787.46 ↑ +300%
SEOUL MEDICAL GROUP ALL PRODUCTS $907.83 ↑ +361%
QUALCARE HMO $2,083.00 ↑ +957%
QUALCARE WORKERS COMP $2,159.00 ↑ +996%
QUALCARE PPO $2,218.00 ↑ +1026%
BRIGHTON HEALTH PLAN ALL PRODUCTS $2,711.70 ↑ +1276%
HORIZON WORKERS COMP $2,839.82 ↑ +1341%
BEACON ALL PRODUCTS $2,947.50 ↑ +1396%
BERGEN RISK ALL PRODUCTS $2,947.50 ↑ +1396%
HORIZON PIP $2,994.66 ↑ +1420%
AETNA ASA $3,077.19 ↑ +1462%
HORIZON OMNIA $3,118.06 ↑ +1482%
CIGNA BH $3,144.00 ↑ +1496%
MULTIPLAN - PHCS ALL PRODUCTS $3,340.50 ↑ +1595%
HORIZON SHP $3,814.85 ↑ +1836%
HORIZON HMO $3,834.89 ↑ +1846%
HORIZON INDEMNITY $3,876.95 ↑ +1868%
HORIZON PPO $3,930.00 ↑ +1895%
HORIZON MANAGED MEDICAID not published by hospital
UBH ALL PRODUCTS not published by hospital
AMERIGROUP MANAGED MEDICAID not published by hospital

Visitor-reported prices

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Chest CT scan (with and without contrast) at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $197.04 $197.04 – $2,083.00
Hackensack University Medical Center Hackensack $209.65 $167.72 – $3,036.82
Ocean University Medical Center Brick $194.55 $178.02 – $2,083.00
JFK Johnson Rehabilitation Institute (JRI) Edison $197.21 $178.02 – $704.35
Palisades Medical Center North Bergen $209.65 $209.65 – $787.68
Raritan Bay Medical Center Perth Amboy $197.21 $197.21 – $1,752.00
Riverview Medical Center Red Bank $197.04 $197.04 – $2,083.00
Southern Ocean Medical Center Manahawkin $194.55 $194.55 – $787.68

All New-jersey hospitals for this procedure →